The heyday of SG banking is over. Banks are no longer as attractive as they were during the boomer generation, when bonuses could go up to 6 months, even in ops. You would be lucky if you could get 2 months bonus in a local bank. Plus don't forget, all three don't give 13th month bonus, so really it's just 1 month bonus. Tech, e-commerce, commodities, trading firms, that's where the money is in this era.