Originally Posted by Unregistered

Rat, you're earning a lot of money, but your financial planning is suspect. You should be trying to build some passive income. Just by staying in your $4.2m house, you are effectively spending $10-12K/month, which is the rental income lost. Meanwhile your $1.1m in cash is earning almost no interest.

My suggestion. Don't aim to be debt free. Use the cash to buy an investment property and take up more debt. Housing loans are under 1% now...