You are welcome. The important thing of this online earning survey is you must not give up even if u got kicked out in the middle of answering. It is normal.
After several rounds, your effort will be rewarded eventually.
I had claimed giant and Cold Storage voucher many times as this requires less points.
If you prefer credit, you can choose PayPal but the point requirement is higher than grocery. For PayPal, u can transfer money to your bank account but I think PayPal charges certain fee for bank transfer. Thus, I only use PayPal to offset the expense for grab or q10 shopping to avoid the bank transfer fee.
Overall, grocery voucher is the best as it helps to save your monthly expenses
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