46M

Income -- 28k/mth
20k day job, 5k side business, and 3k coupons/dividends/interest

Expenses -- 17k/mth
taxes 5k
cards 3k
mortgage 3k
parents 3k
car 1k
bills 0.5k
incidentals 1.5k

Savings -- 10k/mth

If I lose my job, I can cut my expenses down to 6k/mth.