Quote:
Originally Posted by ffreedom
It has been a couple of years since I last posted.
Now am coming 38...
Took a 15 mths of career break since early 2017
for some personal reasons.
Realize that unnecessary expenses actually go down when not working - we have no kids
and mthly expenses about 4K+ combined, only debt is housing paid entirely using cpf OA mthly.
Back to workforce soon & thankful able
to fetch similar salary.
With our low combined networth near to 1mil, ( really pale in comparison with most posts) we will continue work on it by saving most of salary & buy growth stocks using bonus or comms.
Striving to continue to live simple and work towards achieving financial freedom (I hope).
Combined Assets
Cash 126k
Cpf oa 70k
Cpf sa 150k
Cpf ma 100k
Housing 630k
Stocks & endowment 130k
Car 13k (scrap next year, value back -
will go carless coz no kids dont need car)
Liabilities
housing loan 223k (9 years remaining) |
2020 now n recap at near age 40
Combined Assets
Cash 286k
Cpf oa 113k
Cpf sa 225k
Cpf ma 116k
Housing 680k
Stocks & endowment 140k
Quite a far bit of growth in oa and sa due to additional wages (comms)
Extended bank loan till age 52 with
remaining 202k loan
Not much movement in stocks
purchase due to job
insecurity and Covid