hi i just found this web accidently and read some of it. ok let me join just this time to write mine.

i'm 73 ,my wife is housewife and never work.

net asset including all ( cash, CD, house, hdb, apartment, lands, golds, etc ) = worth +/- US$ 13 - 14 millions.

i'm still working now controlling my own business here (not in sg).

and i don't have stocks or unit trust or something similar to that because i don't understand those things. and less spending when i'm getting older. don't know what i want to buy.

and we don't have retirement or insurance investment here because our country don't create it for us.

may be thats all. that i can share and tell.