Apparently the money is always there. I chance upon this forum, when searching for reviews on degrees and masters...

As Singaporean, we should always support each other. I make my first pot of gold through property. Bought a HDB property @ 200k 5 years ago, and was servicing an outstanding loan of about 90k. Until i sold my flat for 500k on the market.

With the 200k plus cash, (need to put back CPF + Interest), my wife an i invested in another HDB flat. Also we paid the down payment for another private property. We are currently staying in a condo 45% paid up, and renting out the HDB to some FTs...

I'm just saying that getting a little well to do is not impossible, you just have to make use of the loopholes in the Singapore. I bought my flat with the help of my Dad. According to HDB, you can purchase a HDB with your parents if they do not own a flat yet. If they do, try to change ownership, so that one of them is not the owner, then you buy together with him/her. It the way of getting around.

In a competitive environment like Singapore, we need to look out for one another, as we are Singaporeans, we serve the army together, went to the same neighborhood school. I holding on to a nice Job, where my boss who is a Singaporean is pro Singaporean when hiring. I do consider myself lucky.

There are no amount of protest you can make to make the government to give up the FTs.. We just have to suck it up, and be better than them.