Yea you earn much more but the tax is 33% for a salary of 100K GBP (counting in tiers)? That's an awful lot. 40% rate if above 100K GBP. Minus rent - 1.2K GBP per month or about 14K GBP a year. Minus flights 3 times a year. Minus additional CoL vs SG.

Racism Is A Thing. Good that you never experienced it, some of us have.

Where did you study?