30 yo F, Married with 1 child

co own current home with hubby, condo worth 1.1m
Personal savings - 50k
shared savings approx 300k
my own car 60k, 50% paid up
Annual income, last check at 73k p/a take home after CPF.
Combined income take home at 14k annual

control my spending, but love eating out and shopping. Not too much branded stuff.. though.

Also, 2 to 3 short holidays a yr.. or 1 major holiday a yr.