Would like to ask people here regarding health insurance. I earn 5k a month, take home around 4k. I spend around 900 dollars on all my health insurance (including hospitalization, term and whole life plans). I have a whole life policy, the Aviva mindef term plan, a hospitalization plan (covers up to private hospital), as well as 2 different critical illness coverage plans.

I would like to ask if that is about right, or am I spending too much? (As at the end of the day, other than my whole life plan, there is no cash value to all my other policies..)