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Old 20-07-2019, 04:24 PM
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We are a middle class family, living a simple but comfortable life. My spouse and I earn a combined income of $120k pa. This amount is very modest for a couple in their early 50s but we are happy. We live in a humble home which is mortgage free. We are debt free. We don’t like debt. Being debt free feels good.

We can still afford cheap year end holidays as well as going out to family restaurants occasionally. We also support our old parents financially, on both sides.

Our combined net worth (home + cpf + cash) is $1 mil ($500k each). The average wealth per adult in Singapore in 2018 is $390k. So, we are above average. We have done quite well actually.

How about you? Is your net worth higher or lower than us? Are you debt free too or still have a big debt to clear?


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