Originally Posted by 2M in assets at 35

it's simple.

Step 1: work hard and smart to get a higher income (at least 10K per month) so you have a good cash flow

Step 2: live frugally and build up savings (aim for at least 80K per year)

Step 3: use your war chest (min 500K) to buy property or stocks when there is a recession (example in 2003 after sars and 2009 after AFC).