It is strange that people talked about their children like they will never grow old.

These people said they dont intend to leave money to their children when they passed on because they dont want to spoil the children. But have they thought that by the time they passed on, their children would be in their 50s or maybe retired from work too!

As the children will have their own family to take care of, they may find it difficult to build up their retirement nest egg. Thus if we can bequeath something for the children when we passed on, it would help lessen their burden tremendously. This would also help them their children (the grand children).