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Old 01-09-2018, 04:15 PM
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Originally Posted by Unregistered View Post
If you live within your means and Do not use CPF to buy house.

CPF is definitely enough for retirement, don't even need to transfer OA to SA

The problem is almost all singaporeans lack discipline. Always tempted by bigger houses
Issue is property prices are expensive. We cant withdraw the CPF totally when needed at old age. So might as well use it to buy house now.

If you use CPF to buy house, then make sure that is cash for retirement.
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