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Old 28-05-2018, 08:53 AM
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Originally Posted by Unregistered View Post
Still working.

The CPF is one of my three "pillars" in my retirement funding scenario. The other two are divideds from shares and rental from my investment property. And a small amount of FD which forms the emergency fund. This amount is one year's worth of expenses at $100k.

This is what our income sources (outside of work income) would look like :

Currently (age 58), combined passive income with wife

Dividends : $55k pa
Rental : $38k pa
CPF interest (OA & SA) : $48k pa (keep in CPF to compound)

From age 62 to 64 (retired)

Dividends: ~ $55k pa
Rental : ~ $36k pa
SRS drawdown : $26k pa
CPF interest (OA & SA) : $50k pa

From age 65 to 71

Dividends: ~ $55k pa
Rental : ~ $36k pa
SRS drawdown : $26k pa
CPF interest (OA & SA) : $50k pa
CPF Life : ~ $40k pa

From age 72 onwards

Dividends: ~ $55k pa
Rental : ~ $36k pa
CPF interest (OA & SA) : $50k pa
CPF Life : ~ $40k pa
Thanks for sharing. May I know how did you invest your SRS funds? I have been toying with the idea of SRS but banks are charging outrageous fees for transactions.

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