Originally Posted by Unregistered

You are both in finance. This industry can be volatile. You can be retrenched if times are bad. What if both of you got retrenched at the same time? So you need lots of cash. When times are bad all assets will crash. If you buy property and cannot rent it out and you lost your job and the value plunged and cannot sell, then you will be very worried and cannot sleep. Just stay in your hdb flat until you retire. Save lots of money to prepare for retrenchment and retirement.