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Search: Posts Made By: lazyplane
Forum: Investments and Net Worth 19-04-2021, 09:14 AM
Replies: 4
Views: 1,637
Posted By lazyplane
Most likely couple cos they mentioned 2 cars. ...

Most likely couple cos they mentioned 2 cars.

I was thinking everyone in the forum will say this is so easy to achieve !

HA HA
Forum: Investments and Net Worth 12-04-2021, 10:52 AM
Replies: 4
Views: 1,637
Posted By lazyplane
Retirement Amount - SCMP Artcile

Hi,

Just wondering how many of us will agree with this retirement projection for Singapore ?

S$4m . But with this forum - i think everyone will say this is low ! ha ha


...
Forum: CPF (Central Provident Fund) 07-02-2021, 04:51 PM
Replies: 7
Views: 1,981
Posted By lazyplane
Ah - yes, i agree. So the scenario being referred...

Ah - yes, i agree. So the scenario being referred here is
Non singaporean but getting singaporean income tax rates AND getting singapore full employer CPF and ee CPF contribution.
And the concept...
Forum: CPF (Central Provident Fund) 06-02-2021, 09:35 PM
Replies: 7
Views: 1,981
Posted By lazyplane
While it is true that the foreigner may have...

While it is true that the foreigner may have "higher" take home, pls also note that they will taxed at a very much higher income tax rate ie at least at min 15% or the singaporean tax rate *depending...
Forum: Income and Jobs 24-08-2020, 05:16 PM
Replies: 12,657
Views: 4,343,497
Posted By lazyplane
A few points : a. Did you look at your CPF ?...

A few points :

a. Did you look at your CPF ? Add that up, my back of the envelope calculation say your total savings is around 300k.

Thats is around 35k per year savings. Good results based on...
Forum: General Discussions 03-02-2020, 09:22 PM
Replies: 5
Views: 1,760
Posted By lazyplane
My goodness. Those are lice. Pls dis-infect your...

My goodness. Those are lice. Pls dis-infect your environment eg bed sheet in dryer and hot water and if it in your hair or body, you need treatment.
Forum: Investments and Net Worth 04-11-2019, 07:12 PM
Replies: 1,341
Views: 620,088
Posted By lazyplane
Portfolio concept wise - ok. U should add CPF...

Portfolio concept wise - ok. U should add CPF contribution as well then u can see that your portfolio is probably balanced. 50% savings / 50% REIT&Equity

I will also time the injection into REITs...
Forum: Income and Jobs 05-07-2019, 10:54 PM
Replies: 3,093
Views: 1,309,524
Posted By lazyplane
Do you view that the perm job is really that...

Do you view that the perm job is really that "stable" job ie good company, nice benefits and you can "relax" until your next big job ?

If not, then i will take the contract cos with a 40% hike,...
Forum: Income and Jobs 16-05-2019, 05:28 PM
Replies: 3,093
Views: 1,309,524
Posted By lazyplane
which part makes u think i am young ? And if you...

which part makes u think i am young ? And if you want to meet up and for me to prove to you, sure ... message me your handphone and we can have a chat.
Forum: Income and Jobs 15-05-2019, 03:09 PM
Replies: 3,093
Views: 1,309,524
Posted By lazyplane
Not sure if this is a real post but here are a...

Not sure if this is a real post but here are a few tips

1. Recognise the anxiety you have is real but do not feed it. And Focus on the Task at hand .
Eg - Dont worry about your tomorrow problem...
Forum: Income and Jobs 10-04-2019, 07:01 PM
Replies: 12,657
Views: 4,343,497
Posted By lazyplane
Of course it is possible. It is just what kind of...

Of course it is possible. It is just what kind of risk that is involved.

And without any disclosure on the portfolio , there is no way anyone can ascertain these details.

But i must say it is...
Forum: Income and Jobs 08-04-2019, 05:56 PM
Replies: 12,657
Views: 4,343,497
Posted By lazyplane
On your point of getting 5% dividends - So would...

On your point of getting 5% dividends - So would you have considered hyflux a blue chip stock ?
Forum: Investments and Net Worth 05-04-2019, 05:43 PM
Replies: 2,833
Views: 953,328
Posted By lazyplane
Congrats ! that is why i am login and u can see...

Congrats ! that is why i am login and u can see my post on who post what.

Interesting pt on the 2jobs -I will need to check why i was refunded in cash previously by CPF board. I was given the...
Forum: Investments and Net Worth 04-04-2019, 07:44 PM
Replies: 2,833
Views: 953,328
Posted By lazyplane
Since i started this : Nope. there is still...

Since i started this :

Nope. there is still a cap even if the bequest go CPF. And you cant specify the CPF account for bequest to go to. Pls give CPF a call. And as i said before, we are all CPF...
Forum: Investments and Net Worth 02-04-2019, 04:47 PM
Replies: 2,833
Views: 953,328
Posted By lazyplane
We are all CPF fans. Also note bequest are...

We are all CPF fans.
Also note bequest are also capped at ERS (if i recall correctly).
above ERS - bequest will be given out in cash.

Congrats on achieving 40k interest from CPF.

Fun Fact...
Forum: Investments and Net Worth 30-03-2019, 04:45 PM
Replies: 2,833
Views: 953,328
Posted By lazyplane
40k CPF a year and per individual and not as a...

40k CPF a year and per individual and not as a couple !

Wa.. that guy got more than a million dollars in CPF. And his wife also.

Even this guy lose to him. And he has been showing his cpf...
Forum: Investments and Net Worth 12-01-2019, 08:38 PM
Replies: 1,341
Views: 620,088
Posted By lazyplane
No .. he has a rich parents that contributed to...

No .. he has a rich parents that contributed to his wealth. He didnt say he earned it.
Forum: CPF (Central Provident Fund) 02-10-2018, 11:03 PM
Replies: 9
Views: 3,380
Posted By lazyplane
Just to add on - It does not matter if your...

Just to add on -

It does not matter if your employer asked and you signed the contract with the above terms as the contract is illegal and hence cannot be enforced.

While your rights as an...
Forum: Investments and Net Worth 29-07-2018, 04:23 PM
Replies: 2,833
Views: 953,328
Posted By lazyplane
What kind of outrageous fee did you get ? I...

What kind of outrageous fee did you get ?

I am charged 0.25% percent + nominal fee for investing in equity. Just buy STI ETF using SRS when you dividend level of STI hits 5%.

If you dont...
Forum: Investments and Net Worth 29-07-2018, 04:12 PM
Replies: 2,833
Views: 953,328
Posted By lazyplane
I am also a super strong advocate for CPF and...

I am also a super strong advocate for CPF and because i am one, i also know the journey to build $250 k CPF portfolio.

I just want to clarify why i said it is a bluff to have 250k at age 28.
It...
Forum: Investments and Net Worth 25-05-2018, 10:12 PM
Replies: 2,833
Views: 953,328
Posted By lazyplane
Most likely the poster did the following : ...

Most likely the poster did the following :

flip property

or

trade shares

Or
Forum: Income and Jobs 09-03-2018, 10:50 PM
Replies: 12,657
Views: 4,343,497
Posted By lazyplane
It depends . you comfortable with the potential...

It depends . you comfortable with the potential interest rate hike in the market ? job super stable ? investment property not in sg ?

If yes to all above, shld be ok.

Otherwise, from...
Forum: Investments and Net Worth 27-07-2017, 05:56 PM
Replies: 1,341
Views: 620,088
Posted By lazyplane
Ha Ha... didnt you say : Afterall emotions...

Ha Ha... didnt you say : Afterall emotions triumph facts.
Just to address a few pts
1. i dont think i mention investing above S$50k in FD under 1 individual name . Please show me where i...
Forum: Investments and Net Worth 21-07-2017, 10:01 PM
Replies: 1,341
Views: 620,088
Posted By lazyplane
Not to side anyone but i also have to disagree...

Not to side anyone but i also have to disagree with your post as well

1. FD is capital guarantee and rather short term. I get back all my capital + interest and i dont need to care about what...
Forum: Income and Jobs 28-06-2017, 09:16 AM
Replies: 178
Views: 56,707
Posted By lazyplane
Deductibles are capped at $80k only for next FY...

Deductibles are capped at $80k only for next FY (ie 2017 income earned)
I guess if u r earning so much, this doesnt matter much lah.
Showing results 1 to 25 of 335

 
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