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Search: Posts Made By: lazyplane
Forum: Income and Jobs 24-08-2020, 05:16 PM
Replies: 12,087
Views: 3,880,541
Posted By lazyplane
A few points : a. Did you look at your CPF ?...

A few points :

a. Did you look at your CPF ? Add that up, my back of the envelope calculation say your total savings is around 300k.

Thats is around 35k per year savings. Good results based on...
Forum: Income and Jobs 10-04-2019, 07:01 PM
Replies: 12,087
Views: 3,880,541
Posted By lazyplane
Of course it is possible. It is just what kind of...

Of course it is possible. It is just what kind of risk that is involved.

And without any disclosure on the portfolio , there is no way anyone can ascertain these details.

But i must say it is...
Forum: Income and Jobs 08-04-2019, 05:56 PM
Replies: 12,087
Views: 3,880,541
Posted By lazyplane
On your point of getting 5% dividends - So would...

On your point of getting 5% dividends - So would you have considered hyflux a blue chip stock ?
Forum: Income and Jobs 09-03-2018, 10:50 PM
Replies: 12,087
Views: 3,880,541
Posted By lazyplane
It depends . you comfortable with the potential...

It depends . you comfortable with the potential interest rate hike in the market ? job super stable ? investment property not in sg ?

If yes to all above, shld be ok.

Otherwise, from...
Forum: Income and Jobs 21-01-2017, 11:44 PM
Replies: 12,087
Views: 3,880,541
Posted By lazyplane
Is there indefinite period you can leave your...

Is there indefinite period you can leave your excess monies in your CPF after retirement? And would that excess still earn 2.5% OA interest rate ?

And are you considering the ERS or FRS CPF life...
Forum: Income and Jobs 18-01-2017, 10:40 AM
Replies: 12,087
Views: 3,880,541
Posted By lazyplane
Just to be clear, when you refer to "paying...

Just to be clear,

when you refer to "paying back", am i correct you are using your cash to put into your CPF for "loan payments" your property. And this amount goes to CPF OA only right. You are...
Forum: Income and Jobs 16-11-2016, 02:31 PM
Replies: 12,087
Views: 3,880,541
Posted By lazyplane
True for traditional investments. Some here are...

True for traditional investments. Some here are claiming that they are making such passive incomes via blogging / web and as such passive incomes are not capital intensive but effort intensive.
Forum: Income and Jobs 31-10-2016, 10:52 AM
Replies: 12,087
Views: 3,880,541
Posted By lazyplane
And here we go again....

And here we go again....
Forum: Income and Jobs 27-10-2016, 10:43 AM
Replies: 12,087
Views: 3,880,541
Posted By lazyplane
Then why the long winded story about your poor...

Then why the long winded story about your poor health of your parents etc and coming back to SG to retire since this is 5-6 years later .....

I think you are the malaysia poster lah... everyday...
Forum: Income and Jobs 26-10-2016, 06:50 PM
Replies: 12,087
Views: 3,880,541
Posted By lazyplane
Let's get the facts right You said you...

Let's get the facts right

You said you wanted to move to M'sia while renting flat
I said how to meet MOP rules and HDB rules

Now you say you want to continue to stay in SG and in the flat...
Forum: Income and Jobs 26-10-2016, 02:21 PM
Replies: 12,087
Views: 3,880,541
Posted By lazyplane
Agree.. The fake poster can still reply to my...

Agree.. The fake poster can still reply to my post stating he is only renting out 2 room not whole unit to meet MOP rules... Sigh.

Ayioh, want to stir xenophobia, at least do it smartly lah. ...
Forum: Income and Jobs 25-10-2016, 04:44 PM
Replies: 12,087
Views: 3,880,541
Posted By lazyplane
I doubt this poster is true. Any new citizen will...

I doubt this poster is true. Any new citizen will be very careful make a public post on HDB rental especially when he is not meeting HDB minimum occupation period.

Dont stir up nonsense in SG.
Forum: Income and Jobs 29-08-2016, 10:37 AM
Replies: 12,087
Views: 3,880,541
Posted By lazyplane
We should start a thread of called "Looking out...

We should start a thread of called "Looking out of my window !"

Ha ha.. this is so absurd it is funny.
Forum: Income and Jobs 10-06-2016, 10:47 AM
Replies: 12,087
Views: 3,880,541
Posted By lazyplane
why you get so upset ? This forum thread is for...

why you get so upset ? This forum thread is for entertainment.

If you need real statistic, you will never read it up here.

Just pay around $100-500 and you can a good salary report from...
Forum: Income and Jobs 07-06-2016, 03:44 PM
Replies: 12,087
Views: 3,880,541
Posted By lazyplane
Since we are looking into products etc, let me...

Since we are looking into products etc, let me rephrase your question.

can you let me know if there is any product that gives u guaranteed returns without any lock in period ?

FD ? Nope...
Forum: Income and Jobs 07-06-2016, 08:59 AM
Replies: 12,087
Views: 3,880,541
Posted By lazyplane
R you referring to the insurance plan like TM...

R you referring to the insurance plan like TM Infinite VIP Single premium plan ?

If so, your policy is good as i only get $15k passive income pa for a 350k lump sum . To get $21k , the premium is...
Forum: Income and Jobs 26-05-2016, 05:06 PM
Replies: 12,087
Views: 3,880,541
Posted By lazyplane
Did you even read what i wrote ?

Did you even read what i wrote ?
Forum: Income and Jobs 26-05-2016, 03:11 PM
Replies: 12,087
Views: 3,880,541
Posted By lazyplane
Just to insert an opinion piece into this concept...

Just to insert an opinion piece into this concept of “middle class” or “non middle” class in Singapore with relation to income.
The concept of lower / middle /upper class by virtue is a concept of...
Forum: Income and Jobs 25-05-2016, 04:12 PM
Replies: 12,087
Views: 3,880,541
Posted By lazyplane
I agree a lot of Singaporeans whom bought...

I agree a lot of Singaporeans whom bought property in the past made BIG money. However, i am not so sure if this will continue in the future.
Even if it still profitable, i am quite sure it will...
Forum: Income and Jobs 23-05-2016, 09:41 AM
Replies: 12,087
Views: 3,880,541
Posted By lazyplane
Darn it. missed being the 10,000 post on this...

Darn it. missed being the 10,000 post on this thread.

To those new to this thread,

this thread is really for the amusement of all . Dont take whatever is posted here seriously. Have a laugh,...
Forum: Income and Jobs 20-05-2016, 05:33 PM
Replies: 12,087
Views: 3,880,541
Posted By lazyplane
Disagree. Many condo in this forum are...

Disagree.

Many condo in this forum are stating that their condo value is only S$1m plus . If true, this means it is OCR condo . And that is can be easily achieved but top 25% income level group. ...
Forum: Income and Jobs 27-04-2016, 03:51 PM
Replies: 12,087
Views: 3,880,541
Posted By lazyplane
Ha ha.. You hit the nail on the head. If we...

Ha ha.. You hit the nail on the head.

If we use our "EYES" to judge who is wealthy, i bet there is 75% chance we will get it wrong.

Many of those whom are really wealthy in 50 may still be...
Forum: Income and Jobs 22-04-2016, 02:00 PM
Replies: 12,087
Views: 3,880,541
Posted By lazyplane
What you have shown and calculated is the expense...

What you have shown and calculated is the expense for the years when retired. However, if these scenario cases actually have the "networth" as described below, then their "actual" net expenses will...
Forum: Income and Jobs 20-04-2016, 04:33 PM
Replies: 12,087
Views: 3,880,541
Posted By lazyplane
I dare you to make this post as registered user. ...

I dare you to make this post as registered user.

I view the COE will drop next quarter.
Forum: Income and Jobs 19-03-2016, 01:38 PM
Replies: 12,087
Views: 3,880,541
Posted By lazyplane
I don't understand this . I thought as...

I don't understand this .


I thought as long as you met frs ( no pledge of property ) then you can withdraw anything above frs once u hit 55 and beyond. If you sign up for ers then it will be...
Showing results 1 to 25 of 84

 
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