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Search took 0.00 seconds. Search: Posts Made By: lazyplane
Forum: Investments and Net Worth 05-04-2019, 05:43 PM
Replies: 2,958
Views: 1,406,058
Posted By lazyplane
Congrats ! that is why i am login and u can see...

Congrats ! that is why i am login and u can see my post on who post what.

Interesting pt on the 2jobs -I will need to check why i was refunded in cash previously by CPF board. I was given the...
Forum: Investments and Net Worth 04-04-2019, 07:44 PM
Replies: 2,958
Views: 1,406,058
Posted By lazyplane
Since i started this : Nope. there is still...

Since i started this :

Nope. there is still a cap even if the bequest go CPF. And you cant specify the CPF account for bequest to go to. Pls give CPF a call. And as i said before, we are all CPF...
Forum: Investments and Net Worth 02-04-2019, 04:47 PM
Replies: 2,958
Views: 1,406,058
Posted By lazyplane
We are all CPF fans. Also note bequest are...

We are all CPF fans.
Also note bequest are also capped at ERS (if i recall correctly).
above ERS - bequest will be given out in cash.

Congrats on achieving 40k interest from CPF.

Fun Fact...
Forum: Investments and Net Worth 30-03-2019, 04:45 PM
Replies: 2,958
Views: 1,406,058
Posted By lazyplane
40k CPF a year and per individual and not as a...

40k CPF a year and per individual and not as a couple !

Wa.. that guy got more than a million dollars in CPF. And his wife also.

Even this guy lose to him. And he has been showing his cpf...
Forum: Investments and Net Worth 29-07-2018, 04:23 PM
Replies: 2,958
Views: 1,406,058
Posted By lazyplane
What kind of outrageous fee did you get ? I...

What kind of outrageous fee did you get ?

I am charged 0.25% percent + nominal fee for investing in equity. Just buy STI ETF using SRS when you dividend level of STI hits 5%.

If you dont...
Forum: Investments and Net Worth 29-07-2018, 04:12 PM
Replies: 2,958
Views: 1,406,058
Posted By lazyplane
I am also a super strong advocate for CPF and...

I am also a super strong advocate for CPF and because i am one, i also know the journey to build $250 k CPF portfolio.

I just want to clarify why i said it is a bluff to have 250k at age 28.
It...
Forum: Investments and Net Worth 25-05-2018, 10:12 PM
Replies: 2,958
Views: 1,406,058
Posted By lazyplane
Most likely the poster did the following : ...

Most likely the poster did the following :

flip property

or

trade shares

Or
Forum: Investments and Net Worth 19-10-2016, 03:23 PM
Replies: 2,958
Views: 1,406,058
Posted By lazyplane
I am very amazed that as someone holding 1.6m in...

I am very amazed that as someone holding 1.6m in FD will want to plonk his life into as trader.

U going through mid life crisis bro.
Forum: Investments and Net Worth 26-05-2016, 03:14 PM
Replies: 2,958
Views: 1,406,058
Posted By lazyplane
Then you might one to consider reading this ...

Then you might one to consider reading this

https://forums.salary.sg/income-jobs/831-how-much-you-earning-per-annum-1002.html#.V0aiJzV97Dc
Forum: Investments and Net Worth 25-05-2016, 04:33 PM
Replies: 2,958
Views: 1,406,058
Posted By lazyplane
Agree. I think CPF is good. But i know many...

Agree. I think CPF is good.

But i know many whom disagree and it is impossible to convince.

Having said that, any singaporean must take a hard look at CPF and know how it work. dont just listen...
Forum: Investments and Net Worth 25-05-2016, 04:27 PM
Replies: 2,958
Views: 1,406,058
Posted By lazyplane
I have a few . but at present, i am staying clear...

I have a few . but at present, i am staying clear of Mr. Market as i am really confused by the news and fundamental analysis.

Eg , at start of the 2016 year, it was Fed.. it was going to raise...
Forum: Investments and Net Worth 24-05-2016, 04:40 PM
Replies: 2,958
Views: 1,406,058
Posted By lazyplane
Suggest you consider this post before doing...

Suggest you consider this post before doing bonds.

Hyflux 6% Perpetual Security (http://thefinance.sg/2016/05/22/hyflux-6-perpetual-security/)

I am not the writer but i think he has a good...
Forum: Investments and Net Worth 23-05-2016, 02:57 PM
Replies: 2,958
Views: 1,406,058
Posted By lazyplane
Have you considered reading this thread for ideas...

Have you considered reading this thread for ideas ?
Forum: Investments and Net Worth 23-05-2016, 09:43 AM
Replies: 2,958
Views: 1,406,058
Posted By lazyplane
Well, looks like u havent learn your lesson from...

Well, looks like u havent learn your lesson from stocks since u still looking to build a passive income FAST .
Forum: Investments and Net Worth 15-02-2016, 04:19 PM
Replies: 2,958
Views: 1,406,058
Posted By lazyplane
One of the more "true" posting. Excluding...

One of the more "true" posting.
Excluding growth via employment, very few can achieve networth returns beyond 5~7% on yoy.
Forum: Investments and Net Worth 13-03-2015, 05:30 PM
Replies: 2,958
Views: 1,406,058
Posted By lazyplane
I think there will be many whom will gladly trade...

I think there will be many whom will gladly trade places with you.

To manage your stress level, here some suggestion on personal level financial

a. Write down your fears. Speak to wife / dear...
Forum: Investments and Net Worth 12-03-2015, 11:09 AM
Replies: 2,958
Views: 1,406,058
Posted By lazyplane
Can you explain how you have so much money in OA...

Can you explain how you have so much money in OA CPF ?

Generally, most people OA CPF will be wiped upon purchase of HDB and from there , while you can build it up, it will be hard for one to...
Forum: Investments and Net Worth 01-01-2015, 06:52 PM
Replies: 2,958
Views: 1,406,058
Posted By lazyplane
Yes, i am aware of the tax savings and in your...

Yes, i am aware of the tax savings and in your case 900 per year.
But dont you feel that you have to pay more next time ?

My simple maths
12.75 *35 yr = 450k+30 k(your base now) = 480k.
...
Forum: Investments and Net Worth 31-12-2014, 06:49 PM
Replies: 2,958
Views: 1,406,058
Posted By lazyplane
Any reason why u r plonking down on srs at such a...

Any reason why u r plonking down on srs at such a young age ?

SRS is a deferred tax tool.
If you are like any of the posters here , you r looking to invest your srs n grow it. Early termination...
Forum: Investments and Net Worth 18-12-2014, 02:47 PM
Replies: 2,958
Views: 1,406,058
Posted By lazyplane
wow. u got married /had kids rather early. not...

wow. u got married /had kids rather early. not the norm for grad couple
Forum: Investments and Net Worth 31-10-2014, 05:45 PM
Replies: 2,958
Views: 1,406,058
Posted By lazyplane
Wow. 35 % yoy growth. Sadly, even after 30 years...

Wow. 35 % yoy growth. Sadly, even after 30 years with such growth, we still cannot be richer than warren buffet.

To be as rich as him, you must start off with 5 million and grow 35% for 30...
Forum: Investments and Net Worth 23-10-2014, 04:46 PM
Replies: 2,958
Views: 1,406,058
Posted By lazyplane
Can i understand why you want to delay your...

Can i understand why you want to delay your retirement to 75 and start travelling only at 75 ?

My view is it is tough to start travelling the world at 75 .
At that age, you are restricted to...
Forum: Investments and Net Worth 11-06-2014, 06:04 PM
Replies: 2,958
Views: 1,406,058
Posted By lazyplane
Yes, i am talking about Singapore CPF system. ...

Yes, i am talking about Singapore CPF system.

I believe this paragraph is specifically to address topping up of loved ones CPF using your own CPF monies. It did not say you cannot do a outright...
Forum: Investments and Net Worth 10-06-2014, 02:37 PM
Replies: 2,958
Views: 1,406,058
Posted By lazyplane
I am puzzled . Are you saying you are you not...

I am puzzled . Are you saying you are you not allowed to top up your child CPF using your own OA or cash ?

I just topped up my kids CPF using cash. No restriction as far as i know. tks
Forum: Investments and Net Worth 09-06-2014, 02:51 PM
Replies: 2,958
Views: 1,406,058
Posted By lazyplane
This is an interesting point. Thought i will...

This is an interesting point. Thought i will chime in a bit.

Moving from OA to SA is good as mentioned in the post that it can build your retirement egg faster ie 2.5% vs 4%. But the main catch I...
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