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Forum: Investments and Net Worth 12-10-2013, 03:51 AM
Replies: 2,958
Views: 1,399,398
Posted By Jeff
In addition, it would be mostly the free market...

In addition, it would be mostly the free market american capitalism which is more inclined to create boom and busts. But would you expect less from driven and motivated people who come out of...
Forum: Investments and Net Worth 09-10-2013, 09:59 PM
Replies: 2,958
Views: 1,399,398
Posted By Jeff
the best and brightest and luckiest try to get...

the best and brightest and luckiest try to get into ibanking because it pays a lot.

If collecting rubbish paid like ibanking, i think you would also ask why we need rubbish collectors, and why
Forum: Investments and Net Worth 08-10-2013, 05:47 PM
Replies: 2,958
Views: 1,399,398
Posted By Jeff
That 29 yr old was lucky. One of my interns came...

That 29 yr old was lucky. One of my interns came to my bank that time 2009 crisis, MAS was paying their fresh grad salaries and asking banks to take them in as national service. Of the thousands of...
Forum: Investments and Net Worth 28-09-2013, 05:14 AM
Replies: 2,958
Views: 1,399,398
Posted By Jeff
Let me add what you forgot to always say - don't...

Let me add what you forgot to always say - don't womanist and don't be gay.e
Forum: Investments and Net Worth 19-09-2013, 09:31 AM
Replies: 2,958
Views: 1,399,398
Posted By Jeff
I am working overseas for the past 10 years, and...

I am working overseas for the past 10 years, and many of my friends (including Singaporeans) send their kids to private international schools. Some kids have followed their parents to many countries,...
Forum: Investments and Net Worth 19-09-2013, 09:24 AM
Replies: 2,958
Views: 1,399,398
Posted By Jeff
I agree with the above posts on China and...

I agree with the above posts on China and chinese. I think both are right.

Our young still have superiority in WRITTEN english, and western cultural immersion. And yes, chinese speak a mixed bag...
Forum: Investments and Net Worth 19-09-2013, 08:31 AM
Replies: 2,958
Views: 1,399,398
Posted By Jeff
Crazy, ignorant, fear monger - abuse me however...

Crazy, ignorant, fear monger - abuse me however you want. I've seen lots of people like you and will meet more in the future.
Forum: Investments and Net Worth 18-09-2013, 11:09 PM
Replies: 2,958
Views: 1,399,398
Posted By Jeff
Hi, With your current net worth of $2.5m,...

Hi,

With your current net worth of $2.5m, $3.5m will be too little for you, as it only represents a return of 2.62% pa over the next 13 years.

I think you probably mean $3.5m in real terms...
Forum: Investments and Net Worth 18-09-2013, 05:22 PM
Replies: 2,958
Views: 1,399,398
Posted By Jeff
Life is tough nowadays and will only get tougher...

Life is tough nowadays and will only get tougher for our kids. You just need to look at China - there are 300m youths coming out, competing on par with our Singapore youths. Our kids can speak poor...
Forum: Investments and Net Worth 18-09-2013, 10:04 AM
Replies: 2,958
Views: 1,399,398
Posted By Jeff
What is money? If I may share my views on...

What is money?

If I may share my views on this question:

Money is the encapsulation of the blood, sweat, tears of human effort into a piece of paper. The value on the note determines the amount...
Forum: Investments and Net Worth 18-09-2013, 10:00 AM
Replies: 2,958
Views: 1,399,398
Posted By Jeff
don't worry about retirement - I do. I wished I...

don't worry about retirement - I do. I wished I didn't need to. But I do.

teach your kids well and they will take care of you - I have seen many people abandon their parents, usually because of...
Forum: Investments and Net Worth 17-09-2013, 10:10 PM
Replies: 2,958
Views: 1,399,398
Posted By Jeff
Allow me to share 3 things you must know in stock...

Allow me to share 3 things you must know in stock investing:
1/ What to buy
2/ When to enter
3/ When to exit

It seems stupid to even say the above, but how many even more stupid people have not...
Forum: Investments and Net Worth 17-09-2013, 09:58 PM
Replies: 2,958
Views: 1,399,398
Posted By Jeff
There are people around here who say they can...

There are people around here who say they can live with $3k or move to Malaysia or somewhere else to live.

I urge them: If you don't be true on this forum, you owe it to yourself to be true to...
Forum: Investments and Net Worth 17-09-2013, 09:53 PM
Replies: 2,958
Views: 1,399,398
Posted By Jeff
I know REITS very well, I bought a lot of...

I know REITS very well, I bought a lot of Capitamall in 2003 or so when noone knew what REITS were. I saw it up to its peak in 4.25 or so. and was with it down to the bottom. No, they don't have a 7%...
Forum: Investments and Net Worth 16-09-2013, 04:52 PM
Replies: 2,958
Views: 1,399,398
Posted By Jeff
I've not come across a male banker who is doing...

I've not come across a male banker who is doing well and willing to give it all up. If he is doing well, he had the motivation to go ahead and stay ahead. That motivation is in the blood and hormones...
Forum: Investments and Net Worth 15-09-2013, 08:38 PM
Replies: 2,958
Views: 1,399,398
Posted By Jeff
My household income and net worth is ample (to...

My household income and net worth is ample (to most people); I work at an investment bank. I know the next question will be - which bank, and what my salary is and all that, but I don't want to go...
Forum: Investments and Net Worth 15-09-2013, 03:49 PM
Replies: 2,958
Views: 1,399,398
Posted By Jeff
I am into my 40s, and at this age, I know I am at...

I am into my 40s, and at this age, I know I am at my peak earning years for the next 10 years till 50 or so.

My biggest fear is inflation. Whatever I own, I need to at least allow my net worth to...
Forum: Investments and Net Worth 15-09-2013, 03:43 PM
Replies: 2,958
Views: 1,399,398
Posted By Jeff
There are plenty of questionable posts lurking...

There are plenty of questionable posts lurking around here. Some of my observations are:

1/ Too high net worth, based on relatively low salary. This is not even assuming that the person's salary...
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