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12-04-2016 05:31 PM
Unregistered
Quote:
Originally Posted by Unregistered View Post
Me & my hubby are in our early 30s with 1 son & 1 more daughter coming soon.

Our combined income is 310k and it's quite tight based on our current upper middle class lifestyle. We are anticipating the need to downgrade to more middle class when the little one is out.
May I please ask what is your and your husband's job to earn that much?
12-04-2016 03:31 PM
Unregistered Me & my hubby are in our early 30s with 1 son & 1 more daughter coming soon.

Our combined income is 310k and it's quite tight based on our current upper middle class lifestyle. We are anticipating the need to downgrade to more middle class when the little one is out.
12-04-2016 02:41 PM
Unregistered
Quote:
Originally Posted by Unregistered View Post
About right. at 9k now but married with 2 kids, after CPF its 7k + not to mention at 36yo, you not only need basic expenditure like above groceries what not.
You also need to include investments, savings, insurance and of cos the occasional trvel

my partner earns slightly more than me and with our "basic expenses"
we feel cash tight. We do not go for long holidays and most of our trips are to nearby places, sans kids.
We both have our own cars.. but not conti.. just 2 B&B cars as our offices and lifestyle need quick transportation.
to add..
same poster as above. combine HH income at 260k.
11-04-2016 11:06 AM
Unregistered
Quote:
Originally Posted by Unregistered View Post
How much is your combined income per annum?

I'm 36yo too and me and my partner earns about $200k combined. We have 1 kid and only 1 car and living in a HDB flat but looking to upgrade to a condo... although $7k per month sounds like a lot and we are much better off than some, however I kind of agree with you about all the expenses add up and cash is tight....
Sorry same poster, I mean I'm 35yo this year. Lost track of my age. Haha.
11-04-2016 11:06 AM
Unregistered
Quote:
Originally Posted by Unregistered View Post
About right. at 9k now but married with 2 kids, after CPF its 7k + not to mention at 36yo, you not only need basic expenditure like above groceries what not.
You also need to include investments, savings, insurance and of cos the occasional trvel

my partner earns slightly more than me and with our "basic expenses"
we feel cash tight. We do not go for long holidays and most of our trips are to nearby places, sans kids.
We both have our own cars.. but not conti.. just 2 B&B cars as our offices and lifestyle need quick transportation.
How much is your combined income per annum?

I'm 36yo too and me and my partner earns about $200k combined. We have 1 kid and only 1 car and living in a HDB flat but looking to upgrade to a condo... although $7k per month sounds like a lot and we are much better off than some, however I kind of agree with you about all the expenses add up and cash is tight....
11-04-2016 10:39 AM
Unregistered
Quote:
Originally Posted by Unregistered View Post
About right. at 9k now but married with 2 kids, after CPF its 7k + not to mention at 36yo, you not only need basic expenditure like above groceries what not.
You also need to include investments, savings, insurance and of cos the occasional trvel

my partner earns slightly more than me and with our "basic expenses"
we feel cash tight. We do not go for long holidays and most of our trips are to nearby places, sans kids.
We both have our own cars.. but not conti.. just 2 B&B cars as our offices and lifestyle need quick transportation.
Yeah life is tough in Sg. My estimate of 8k is assuming you are single and do not have kids.
11-04-2016 10:13 AM
Unregistered
Quote:
Originally Posted by Unregistered View Post
That is not a comfortable life. That is barely getting by. That is 16 dollars per day for food. Means u hve to cook urself or eat hawker food every single meal. Eating at a restaurant will already be 50 dollars. Buying luxury goods will cost easily another 20k per year. What about going on holidays? 8k per month is the minimum to live a good life in Singapore.
About right. at 9k now but married with 2 kids, after CPF its 7k + not to mention at 36yo, you not only need basic expenditure like above groceries what not.
You also need to include investments, savings, insurance and of cos the occasional trvel

my partner earns slightly more than me and with our "basic expenses"
we feel cash tight. We do not go for long holidays and most of our trips are to nearby places, sans kids.
We both have our own cars.. but not conti.. just 2 B&B cars as our offices and lifestyle need quick transportation.
10-04-2016 07:43 PM
Unregistered
Quote:
Originally Posted by Unregistered View Post
These are my monthly expenses, 36 yr old single male

HDB loan repayment - from CPF on a monthly basis

Electricity/Water/SS&C - $150
TV/Internet - $80
Mobile - $50

Breakfast - $100
Lunch - $200
Dinner - $200
Snacks - $100

Transport - $80

Groceries etc. - $150
That is not a comfortable life. That is barely getting by. That is 16 dollars per day for food. Means u hve to cook urself or eat hawker food every single meal. Eating at a restaurant will already be 50 dollars. Buying luxury goods will cost easily another 20k per year. What about going on holidays? 8k per month is the minimum to live a good life in Singapore.
10-04-2016 05:34 PM
Unregistered
Quote:
Originally Posted by Unregistered View Post
These are my monthly expenses, 36 yr old single male

HDB loan repayment - from CPF on a monthly basis

Electricity/Water/SS&C - $150
TV/Internet - $80
Mobile - $50

Breakfast - $100
Lunch - $200
Dinner - $200
Snacks - $100

Transport - $80

Groceries etc. - $150
No need to pay tax? Insurance? Buy clothes and shoes? Allowance for parents? Easily another 1k per month.
10-04-2016 02:51 PM
Unregistered
Quote:
Originally Posted by Unregistered View Post
You need at least 8k per month to live comfortable in Singapore. That is around 100k per year
These are my monthly expenses, 36 yr old single male

HDB loan repayment - from CPF on a monthly basis

Electricity/Water/SS&C - $150
TV/Internet - $80
Mobile - $50

Breakfast - $100
Lunch - $200
Dinner - $200
Snacks - $100

Transport - $80

Groceries etc. - $150
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