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Today 06:48 PM
Unregistered
Quote:
Originally Posted by Unregistered View Post
Hyperbole lah. Buy at cheap area like Slumbawang 400k sure can.
just keep swimming just keep swimming
Today 11:54 AM
Unregistered
Quote:
Originally Posted by Unregistered View Post
You sure you can buy a four room resale HDB flat for $400k when you retire? LOL. HDB are now close to a million dollars my friend. Double that number to be realistic.

Singaporeans are assets rich and cash poor due to favourable FT policy.
Hyperbole lah. Buy at cheap area like Slumbawang 400k sure can.
Today 09:12 AM
Unregistered
Quote:
Originally Posted by Unregistered View Post
Here is our retirement plan

Age 55, we will do this

1. Sell our fully paid condo at $1 million
2. Buy a four room resale HDB flat for $400k, fully pay in cash
3. We will spend for our retirement $40k pa or $400k over 10 years (from age 55 to 65) for me and spouse

Age 65, my spouse and I will get $4500 pm ($54k pa) combined from CPF Life

We will retire in about five years time
You sure you can buy a four room resale HDB flat for $400k when you retire? LOL. HDB are now close to a million dollars my friend. Double that number to be realistic.

Singaporeans are assets rich and cash poor due to favourable FT policy.
Today 12:08 AM
Unregistered
Quote:
Originally Posted by Unregistered View Post
Wow. Itís almost as though there are people with nothing better to do than come online and lie about their salaries to seek self validation from random strangers on the internet.

And that there are other random people, with nothing better to do, than entertain these people by replying to them.
You are another of those people with nothing better to do, come out and get beaten to a pulp by me lah it's all you're good for
Yesterday 11:29 PM
Unregistered
Quote:
Originally Posted by Unregistered View Post
You missed the point. He is in the hospitality /retail sector which is eating **** right now. No way those increments are genuine.
Wow. Itís almost as though there are people with nothing better to do than come online and lie about their salaries to seek self validation from random strangers on the internet.

And that there are other random people, with nothing better to do, than entertain these people by replying to them.
Yesterday 10:51 PM
Unregistered
Quote:
Originally Posted by Unregistered View Post
This is an excellent retirement plan. I think this is what many retirees do. They downgraded from private property to HDB flat to get cash so that they can retire. Most people live in HDB flats even those working. To downgrade is no big deal especially if it gives you freedom. You are making the right choice.
True. Old retirees may also downgrade from their landed properties to a HDB flat. They get lots of cash. Very smart.
Yesterday 10:02 PM
Unregistered
Quote:
Originally Posted by Unregistered View Post
Probably during his offer stage, his basic was quoted on an annual basis - $128k. Pretty common.
You missed the point. He is in the hospitality /retail sector which is eating **** right now. No way those increments are genuine.
Yesterday 09:26 PM
Unregistered
Quote:
Originally Posted by Unregistered View Post
Farming through the years; how does it look annualised salary per month:

In Finance/Accounting - Retail/Hospitality sector

ORD 2006, slack for 2 years, Graduated private degree 2010, slack for another 2 years.

2012-$2250 - Joined as a junior
2013-$2475
2014-$2815 - Salary bump to be >$2,500 so company does not need to pay OT.
2015-$3038
2016-$3263 - Promotion
2017-$3600 - Pay adjustment
2018-$5063 - Joined competitor
2019-$6188
2020-$8667 - Joined competitor
2021-$10667 - Joined competitor
Goes to show loyalty is worth nothing. Just keep shopping around for offers.
Yesterday 08:32 PM
Unregistered
Quote:
Originally Posted by Unregistered View Post
why would the last one be 10667? most places would have just rounded off to whole numbers 😆
Probably during his offer stage, his basic was quoted on an annual basis - $128k. Pretty common.
Yesterday 02:10 PM
Unregistered
Quote:
Originally Posted by Unregistered View Post
Farming through the years; how does it look annualised salary per month:

In Finance/Accounting - Retail/Hospitality sector

ORD 2006, slack for 2 years, Graduated private degree 2010, slack for another 2 years.

2012-$2250 - Joined as a junior
2013-$2475
2014-$2815 - Salary bump to be >$2,500 so company does not need to pay OT.
2015-$3038
2016-$3263 - Promotion
2017-$3600 - Pay adjustment
2018-$5063 - Joined competitor
2019-$6188
2020-$8667 - Joined competitor
2021-$10667 - Joined competitor

why would the last one be 10667? most places would have just rounded off to whole numbers 😆
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