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Yesterday 09:00 PM
Unregistered
Quote:
Originally Posted by Unregistered View Post
I feel blessed

Job: Staff Software Engineer at a tech company
TC: 240K (mostly due to stock appreciation)
My tax is gonna blow up next year.
did u engage any service for asset and tax planning?
Yesterday 12:24 AM
Unregistered
Quote:
Originally Posted by Unregistered View Post
Currently my net worth is more than $1 mil. At 55 after I sell my paid up condo and collect my CPF, I can retire. I value early retirement. I donít need to earn more money. I know of people who died before 65. I want to enjoy retirement as early as I can since I can afford it. I donít need to retire in a condo. I donít need a car. I want a simple retirement lifestyle
Thinking about semi-retiring in 5 years. Now 38 in high pressure work environment. Just aiming to go for contract position or simple jobs with lesser responsibilities earning 1.5 to 2K good enough. Even ok with those temperature taking assistant kind of job.
Yesterday 12:21 AM
Unregistered I feel blessed

Job: Staff Software Engineer at a tech company
TC: 240K (mostly due to stock appreciation)
My tax is gonna blow up next year.
11-06-2021 09:30 PM
Unregistered
Quote:
Originally Posted by Unregistered View Post
Started work late, so late 30s now and salary at S$300k p.a.

Single with no family commitments. Assets of S$1m with 50% paid up and a car which is fully paid up.

Not sure when is a good time to retire but with ever increasing living expenses, doubt it can be anytime within the next 10 years.
Industry and function?
11-06-2021 05:02 PM
Unregistered
Better late than never

Started work late, so late 30s now and salary at S$300k p.a.

Single with no family commitments. Assets of S$1m with 50% paid up and a car which is fully paid up.

Not sure when is a good time to retire but with ever increasing living expenses, doubt it can be anytime within the next 10 years.
11-06-2021 01:10 PM
Unregistered
Quote:
Originally Posted by Unregistered View Post
Currently my net worth is more than $1 mil. At 55 after I sell my paid up condo and collect my CPF, I can retire. I value early retirement. I donít need to earn more money. I know of people who died before 65. I want to enjoy retirement as early as I can since I can afford it. I donít need to retire in a condo. I donít need a car. I want a simple retirement lifestyle
Well done! You are enlightened!

I retired at 44 after a high flying career. Regret not retiring earlier!

Yolo
09-06-2021 03:58 PM
Unregistered currently feeling defeated acknowledging the reality of singapore that is (upper) middle class or die trying
09-06-2021 12:52 PM
Unregistered
Quote:
Originally Posted by Unregistered View Post
Are you at the financial security, independence, freedom or abundance level?
Currently my net worth is more than $1 mil. At 55 after I sell my paid up condo and collect my CPF, I can retire. I value early retirement. I donít need to earn more money. I know of people who died before 65. I want to enjoy retirement as early as I can since I can afford it. I donít need to retire in a condo. I donít need a car. I want a simple retirement lifestyle
07-06-2021 09:18 PM
kira656 I just decided to make money apart from my recent job and cryptocurrency investment was a right solution for me. I decided to buy crypto on Switchere which is a pretty decent solution in order to check all the prices, recent news and ways to buy coins for a good price.
05-06-2021 07:40 PM
Unregistered
Quote:
Originally Posted by Unregistered View Post
We plan to retire at 55. When we reach 55, we will sell our property and downgrade to a cheaper property which we will pay in full cash. We will sell our condo at $1m and then buy a HDB flat at $500k. So we will have $500k cash to spend for our retirement from age 55 to 65. When we reach 65, we have CPF Life. Our annual expenses will not be high as we will cook our meals, do our own household chores, no car and we donít like to shop for new stuff. We have lots of clothes which can last us for a long time. We enjoy a quiet and modest living.
This is a good plan. Your condo is a good asset to monetise. Many people sell their private property and downgrade to a HDB flat to get cash to retire. Actually you donít need $500k for 10 years. $300k is enough as you need only $30k pa for retired couple. If you cook your own meals you only need about $500 pm for groceries. No need to buy expensive food. Buy cheap but nutritious food. Transport is also cheap with public transport.
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