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Yesterday 10:51 PM
Unregistered
Quote:
Originally Posted by Unregistered View Post
Female 24/yr old

Cash holdings: $350k
Stocks: $40k
Income: 3k

Iíve recently had some family inheritance and wondering how I can leverage on stocks with my cash holdings or if I should buy a property with it.
I will buy stocks first - ETF if you don't have time to stock pick
Yesterday 10:29 PM
Unregistered Husband 38 years old /wife 39 years old
Combine income: S$300k/annum

Stocks S$1.6m
Cash S$0.2m
CPA OA - NIL
CPA SA combined S$200k
HDB S$760k (fully paid)

Term plan: S$1m each
Husband: S$0.1m life insurance

Happy problem next:
Option 1) buy condo? => Work your ass off for next 10 years and don't even know whether there is any high pay job left
Option 2) sell HDB and get BTO since husband may be out of job soon then lepak lepak=> become full time stay home dad, life is good, play PS4/5
Yesterday 12:11 PM
Unregistered Female 24/yr old

Cash holdings: $350k
Stocks: $40k
Income: 3k

Iíve recently had some family inheritance and wondering how I can leverage on stocks with my cash holdings or if I should buy a property with it.
03-07-2020 09:45 AM
Unregistered
Quote:
Originally Posted by Unregistered View Post
You look to be very successful poster family. Congrats.
Consider slightly above average ....... I see ppl staying in those min 4 m above landed...... I felt i hav fall behind them a lot......
02-07-2020 08:38 PM
Unregistered 32M
No count CPF in networth
Single, live with parents
15k Cash (Emergency fund)
180k+ in stocks (ETFs - Not a stock picker)

Started off my wealth accumulation late because I had to pay back uni study loan for my first 2 years of working. Feel a bit behind my peers whose parents paid for their uni sch fees
02-07-2020 07:04 PM
Unregistered 29m

7k cash
total 17k cpf
2k ssb
1k STI etf

am i doing ok?
29-06-2020 01:05 PM
Unregistered
Quote:
Originally Posted by Unregistered View Post
47m married with two teenagers. Wife is a full time house maker.

Currently staying in 1.6m condo with 800 k outstanding mortgage loan .
Hdb flat fully paid up ( market value 500k) collecting monthly rental : 2.2k
Small Studio apartment fully paid up ( Market value 600 K) collecting monthly rental :1.7K
Cash( 1.1 M some in FD some in Stocks)
CPF OA less than 2k as i used my cpf for my hdb and mortgage loan installment . SA is 127K.
Driving a new car worth around 280k. Fully paid up too.
You look to be very successful poster family. Congrats.
29-06-2020 09:17 AM
Unregistered 47m married with two teenagers. Wife is a full time house maker.

Currently staying in 1.6m condo with 800 k outstanding mortgage loan .
Hdb flat fully paid up ( market value 500k) collecting monthly rental : 2.2k
Small Studio apartment fully paid up ( Market value 600 K) collecting monthly rental :1.7K
Cash( 1.1 M some in FD some in Stocks)
CPF OA less than 2k as i used my cpf for my hdb and mortgage loan installment . SA is 127K.
Driving a new car worth around 280k. Fully paid up too.
23-06-2020 08:02 PM
Unregistered Our 4M55 retirement plan

1M in investment property for rental
1M in stocks for dividend
1M in CPF RA for annunity
1M in Bonds/FD for interest income

as of today, we are on track to hitting the targets in 5 years time.
22-06-2020 12:33 AM
Unregistered 34 year old
grab delivery rider
2 motorbike
cash 60k
ssb 74k
oa - 1k
sa 181k
ma 42k
living simple life and dont believe in credit cards
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