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01-12-2021 12:11 AM
Unregistered
Quote:
Originally Posted by Unregistered View Post
100k my annual salary package. Is it too low or reasonable?
Too low, next.
30-11-2021 07:22 PM
Unregistered
Quote:
Originally Posted by Unregistered View Post
You can get a $300k flat so that you have more cash to spend. Enjoy your retirement!
100k my annual salary package. Is it too low or reasonable?
30-11-2021 04:22 PM
Unregistered
Quote:
Originally Posted by Unregistered View Post
Iím thinking about this too. My condo is paid up and is worth $1.1 mil. If I sell and then buy a $500k HDB flat, I get $600k. Our CPF OA and cash combined is about $300k. So $900k should be enough to last us for 10 years from 55 to 65.
You can get a $300k flat so that you have more cash to spend. Enjoy your retirement!
30-11-2021 03:40 PM
Unregistered
Quote:
Originally Posted by Unregistered View Post
What do u do? crypto?

honestly crypto is the easiest to make money lol look at ethereum

for the past month or so I have been buying when it dips around 4k USD then sell at 4.3k... did this from 10k SGD to 280+k in 3 weeks.. wtf blows my mind how is this garbage even legal
which platform you use? trading fees are tough no?
30-11-2021 11:36 AM
Unregistered 26F here. Drawing 5 digits per month from my onlyFans hehe <3
29-11-2021 10:59 PM
Unregistered
Quote:
Originally Posted by Unregistered View Post
Last year made $2mil. This year lost $600k. Such is the life of professional trader. Sad...
What do u do? crypto?

honestly crypto is the easiest to make money lol look at ethereum

for the past month or so I have been buying when it dips around 4k USD then sell at 4.3k... did this from 10k SGD to 280+k in 3 weeks.. wtf blows my mind how is this garbage even legal
29-11-2021 07:12 PM
Unregistered Last year made $2mil. This year lost $600k. Such is the life of professional trader. Sad...
29-11-2021 12:40 AM
Unregistered
Quote:
Originally Posted by Unregistered View Post
Good for you. Retiring at 55 is becoming more common nowadays. People sell their private property and downgrade to HDB flat to get lots of cash. Cheaper to live in HDB flat.
Iím thinking about this too. My condo is paid up and is worth $1.1 mil. If I sell and then buy a $500k HDB flat, I get $600k. Our CPF OA and cash combined is about $300k. So $900k should be enough to last us for 10 years from 55 to 65.
26-11-2021 08:52 PM
greenerpastures
Quote:
Originally Posted by Unregistered View Post
Hi people, it has been quite a few years since I visited this forum. Think my very last post / message here was in 2014?

This forum started (in 2010 / 11?) with with the intent to have healthy sharing of salaries in different industries across different age groups. It started off quite well with genuine info sharing but as with all things anonymous, the postings / sharing quickly degenerated into a sham. Sad but not surprising.

Anyhow, I am now a senior (meaning above 60) and what we seniors discuss and compare are not just our salaries (for those of still working) but our passive income. While building up sufficient net-worth is important in preparing for retirement, the cashflow is equally if not more important in retirement.

Retirees typically drawdown on their savings but there is a superior way, and that is through acquiring assets that generate passive cashflow.

So when we seniors meet, we discuss and compare notes on the various assets and instruments that can generate good and robust cashflow and yet not too exposed to the vagaries of the market.

For most of us around 60+ years old, our passive income ranges from $150,000 to $250,000 yearly. Ours is close to $200,000 a year (combined for spouse and I). Our cashflow generators are:

Dividends from equities : $67,000
Rental income : $36,000
Interest from CPF : $93,000

Not quite yet $200,000, but working towards it and hope to achieve it next year.
thanks for sharing. do you mind sharing what was your peak salary range, and around what age that was?
26-11-2021 02:15 PM
Unregistered
Quote:
Originally Posted by Unregistered View Post
Planning to retire when we collect our CPF soon. Our home is fully paid up. We should be able to collect $400k in total from our CPF OA combined at age 55. This is enough for us both as we are live a simple life. We need $360k ($36k pa) from 55 to 65. We will get $54k pa from our CPF Life combined from age 65 onwards.
Good for you. Retiring at 55 is becoming more common nowadays. People sell their private property and downgrade to HDB flat to get lots of cash. Cheaper to live in HDB flat.
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