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Topic Review (Newest First)
16-08-2009 03:40 PM
adrian adrianna, where are you ?
16-08-2009 03:38 PM
Gene ..and really, the most important thing is still the human touch in the insurance industry and not just the cheapest product. IF you dont feel the advisor is being honest, change him/her immediately
16-08-2009 03:37 PM
Gene saw my last comment a least a year back, did not realise this thread is so active recently. Anyway, I have lots of clients with term insurance and it is really a matter of individual preference and they appreciate my frankness in the differences and that they are willing to accept the fact that the coverage will be temporary only. At the end of the day, I believe that ethical and honest advisor do and will stay long in the business. =)
16-08-2009 03:37 PM
adrian dear readers,

A friend of mine introduce me to a new
website.
singaporeinsurance.org

pretty interesting
16-08-2009 03:36 PM
adrian a thought to share

Insurance premium should not be seen as
a problem but to be view as a solution
to our family financial security.
16-08-2009 03:36 PM
adrian hi my dear all in all
investment is a choice but protection is a need
term insurance offers real high coverage at affordable cost for lost of income needs
where else investment has its limitations.
term plan provides the required amount needed
and it can be determined before hand.
in my point of view…a basic policy provides
for breakfasts for a family..but a term plan will provides the rests for a same cost.
16-08-2009 03:36 PM
adrian hi adrianna,

how do I get in touch with you ?

I will be please to share with you more.
16-08-2009 03:17 PM
adrianna dearest adrian, will you be my agent?
16-08-2009 03:17 PM
adrian I personally know of agents that are ethical and lasted more than 20 years.
Not one or two but quite a handful of them.
Though they are rare but still there are some.
Why let the agent take control of your financial
security ? As a client , you dictate and take
control of what you want to achieve.
If an agent is not concern for your love ones when recomendation are made , then stop dealing
with them, why should you suffer and continue to make them rich and get away with it..
You buy insurance for the sake of your family and not for the agent’s family..
16-08-2009 03:16 PM
leonard the problem is that good agents don’t make much and will disappear in no time. it’s the same with all relationship managers, personal financial consultants in banks, and property agents. however the root cause is that singaporeans are mostly stupid, so unethical agents and even unethical monks can continue to exploit them. that’s why you see hello kitty queues and condo queues and they cry when the monk climbs buildings. ethical agents don’t last and they give up after losing a lot of business to the unethical ones. sometimes in this strange world the madoffs and ming yis are the winners for a long long time, long after you can sustain yourself with your miserable ethical commissions.
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