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Today 11:01 AM
Unregistered
Quote:
Originally Posted by Unregistered View Post
Way too much, i also make 5K but spend only around $70 on insurance. The difference is I dont have a whole life plan, I ownself invest. Your agent must be very happy.
May I ask how much coverage you getting with 70 dollar premium insurance?
Today 08:50 AM
Concerned Singaporean
This is the best time to do all the restructuring

Many in 40s and 50s are out of work. Many in 20s as well. We have been talking about economy restructuring to have Singaporean core. Now it is the best time to do it. Instead of splashing money make it a concerted effort where companies are interested to embarked our nation goal to move towards hiring Singaporean and give training with subsidiaries.

Since now is down time and the down time will be months. Why not use this period to spearhead effort and even help organisation restructure their efficiency and effectiveness so when the economy open we are at a better ground then give money?

This is the best time and yet I can not feel the concerted effort to give more clear direction then unemployment rate will climb. Who do not know that?
Today 07:31 AM
Unregistered
Quote:
Originally Posted by Unregistered View Post
Would like to ask people here regarding health insurance. I earn 5k a month, take home around 4k. I spend around 900 dollars on all my health insurance (including hospitalization, term and whole life plans). I have a whole life policy, the Aviva mindef term plan, a hospitalization plan (covers up to private hospital), as well as 2 different critical illness coverage plans.

I would like to ask if that is about right, or am I spending too much? (As at the end of the day, other than my whole life plan, there is no cash value to all my other policies..)
Way too much, i also make 5K but spend only around $70 on insurance. The difference is I dont have a whole life plan, I ownself invest. Your agent must be very happy.
Yesterday 10:17 PM
Unregistered
Quote:
Originally Posted by Unregistered View Post
Would like to ask people here regarding health insurance. I earn 5k a month, take home around 4k. I spend around 900 dollars on all my health insurance (including hospitalization, term and whole life plans). I have a whole life policy, the Aviva mindef term plan, a hospitalization plan (covers up to private hospital), as well as 2 different critical illness coverage plans.

I would like to ask if that is about right, or am I spending too much? (As at the end of the day, other than my whole life plan, there is no cash value to all my other policies..)

I've always thought that MediShield Life + a good premium rider policy would suffice in most cases, and riders are relatively inexpensive and can be paid for with CPF.

And as for "life insurance" plans, just beware that the companies will find some way to screw around you and pay you an absolutely crap return on your policy's maturity in spite of what was "projected" when you first signed.

Source: parents' life insurance policy matured. Return was 3% (yes, TOTAL returns) over 30 years, needless to say extremely horribly off the projected target returns.
Yesterday 07:32 PM
Unregistered
Quote:
Originally Posted by Unregistered View Post
Would like to ask people here regarding health insurance. I earn 5k a month, take home around 4k. I spend around 900 dollars on all my health insurance (including hospitalization, term and whole life plans). I have a whole life policy, the Aviva mindef term plan, a hospitalization plan (covers up to private hospital), as well as 2 different critical illness coverage plans.

I would like to ask if that is about right, or am I spending too much? (As at the end of the day, other than my whole life plan, there is no cash value to all my other policies..)
insurance is supposed to take up 10-15% of your salary
Yesterday 06:28 PM
Unregistered Would like to ask people here regarding health insurance. I earn 5k a month, take home around 4k. I spend around 900 dollars on all my health insurance (including hospitalization, term and whole life plans). I have a whole life policy, the Aviva mindef term plan, a hospitalization plan (covers up to private hospital), as well as 2 different critical illness coverage plans.

I would like to ask if that is about right, or am I spending too much? (As at the end of the day, other than my whole life plan, there is no cash value to all my other policies..)
Yesterday 04:46 PM
Unregistered
happier

Quote:
Originally Posted by Unregistered View Post
They damn cb, but what can fresh grads do...just restart your engines and shoot those resumes again, if you got an offer from pwc before, at least it shows your ability in interviews already
haha...if u are from one of the 3 local U, they offer to more than half they interviewed.....that's in normal times of course.
30-03-2020 08:24 PM
Unregistered
Quote:
Originally Posted by Unregistered View Post
very easy to enter big 4 assurance imo hehehe
so many ntu second lower or even no honours getting into big 4.. they hire by the hundreds lol
30-03-2020 07:23 PM
Unregistered
Quote:
Originally Posted by Unregistered View Post
They damn cb, but what can fresh grads do...just restart your engines and shoot those resumes again, if you got an offer from pwc before, at least it shows your ability in interviews already
very easy to enter big 4 assurance imo hehehe
30-03-2020 05:12 AM
Unregistered
Quote:
Originally Posted by Unregistered View Post
They damn cb, but what can fresh grads do...just restart your engines and shoot those resumes again, if you got an offer from pwc before, at least it shows your ability in interviews already
pwc offer? can put in resume not? HAHAHA
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