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Yesterday 10:17 PM
Unregistered
Quote:
Originally Posted by Unregistered View Post
Would like to ask people here regarding health insurance. I earn 5k a month, take home around 4k. I spend around 900 dollars on all my health insurance (including hospitalization, term and whole life plans). I have a whole life policy, the Aviva mindef term plan, a hospitalization plan (covers up to private hospital), as well as 2 different critical illness coverage plans.

I would like to ask if that is about right, or am I spending too much? (As at the end of the day, other than my whole life plan, there is no cash value to all my other policies..)

I've always thought that MediShield Life + a good premium rider policy would suffice in most cases, and riders are relatively inexpensive and can be paid for with CPF.

And as for "life insurance" plans, just beware that the companies will find some way to screw around you and pay you an absolutely crap return on your policy's maturity in spite of what was "projected" when you first signed.

Source: parents' life insurance policy matured. Return was 3% (yes, TOTAL returns) over 30 years, needless to say extremely horribly off the projected target returns.
Yesterday 07:32 PM
Unregistered
Quote:
Originally Posted by Unregistered View Post
Would like to ask people here regarding health insurance. I earn 5k a month, take home around 4k. I spend around 900 dollars on all my health insurance (including hospitalization, term and whole life plans). I have a whole life policy, the Aviva mindef term plan, a hospitalization plan (covers up to private hospital), as well as 2 different critical illness coverage plans.

I would like to ask if that is about right, or am I spending too much? (As at the end of the day, other than my whole life plan, there is no cash value to all my other policies..)
insurance is supposed to take up 10-15% of your salary
Yesterday 06:28 PM
Unregistered Would like to ask people here regarding health insurance. I earn 5k a month, take home around 4k. I spend around 900 dollars on all my health insurance (including hospitalization, term and whole life plans). I have a whole life policy, the Aviva mindef term plan, a hospitalization plan (covers up to private hospital), as well as 2 different critical illness coverage plans.

I would like to ask if that is about right, or am I spending too much? (As at the end of the day, other than my whole life plan, there is no cash value to all my other policies..)
Yesterday 04:46 PM
Unregistered
happier

Quote:
Originally Posted by Unregistered View Post
They damn cb, but what can fresh grads do...just restart your engines and shoot those resumes again, if you got an offer from pwc before, at least it shows your ability in interviews already
haha...if u are from one of the 3 local U, they offer to more than half they interviewed.....that's in normal times of course.
30-03-2020 08:24 PM
Unregistered
Quote:
Originally Posted by Unregistered View Post
very easy to enter big 4 assurance imo hehehe
so many ntu second lower or even no honours getting into big 4.. they hire by the hundreds lol
30-03-2020 07:23 PM
Unregistered
Quote:
Originally Posted by Unregistered View Post
They damn cb, but what can fresh grads do...just restart your engines and shoot those resumes again, if you got an offer from pwc before, at least it shows your ability in interviews already
very easy to enter big 4 assurance imo hehehe
30-03-2020 05:12 AM
Unregistered
Quote:
Originally Posted by Unregistered View Post
They damn cb, but what can fresh grads do...just restart your engines and shoot those resumes again, if you got an offer from pwc before, at least it shows your ability in interviews already
pwc offer? can put in resume not? HAHAHA
30-03-2020 01:58 AM
Marky84
Quote:
Originally Posted by Unregistered View Post
Sibei suay
Yes you are right bro plus some more knna this kind of things in such of bad times

I worry i will be jobless for a long time now
30-03-2020 01:57 AM
Marky84
Quote:
Originally Posted by Unregistered View Post
What industry?
Education sector bro haizzz
30-03-2020 12:17 AM
Unregistered
Quote:
Originally Posted by Unregistered View Post
Finally, Iíve landed a job after 3 months of being jobless. Been a silent reader in this thread and words of encouragement by some to others definitely brought a smile to my face when I persevered through. So, I thought I will "Pay It Forward", hopefully, assist anyone here.

I am hoping to share three points of discussion. They are:

1. Change your resume
2. Take charge in interviews
3. Managing your mindset

.
.
.
.


**PS: In all honesty, I believe your resume is a key to unlock the HR department door. For once, put yourself in their shoe and ask yourself, from a whole stack of resume application which will defintely catch your eye?
(a) A generic style template, or (b) one with colours and great design that is sure to catch your attention.
Whoever you are, thank you very much for the much needed wake-up call. Been job hunting for a month so far, and while my resume wasn't the standard template, decided to give it a spruce up anyway with an eye-catching template and reduced clutter to just one page.

Hopefully everything will go well in this tough job market now.
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