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11-08-2015 10:11 AM
Unregistered
Quote:
Originally Posted by Unregistered View Post
seriously i feel like smacking your head when you say something like this.

This is YOUR interview question and you turn it towards someone else who's being helpful by demanding an EXACT answer?

if you need an exact answer go google, do your own bloody homework.

and yes, to those questions I have an idea of what the range of ratios would be. too bad it seems like SMU doesn't give their students enough financial statement analysis projects. if you don't even know what you are looking for how the hell are you going to do 'credit analysis'? and you've even worked for a year already. unbelievable.

I'm assuming your credit analyst role was in the consumer side. please don't bother with corporate roles until you actually go do your homework. Also, do knock off several notches of your arrogance
That's why he didn't get the job. Didn't prepare for the interview and came here to complain instead and try to get free answers. Is this how it works in SMU nowadays?
10-08-2015 07:42 PM
Unregistered
Quote:
Originally Posted by Unregistered View Post
seriously i feel like smacking your head when you say something like this.

This is YOUR interview question and you turn it towards someone else who's being helpful by demanding an EXACT answer?

if you need an exact answer go google, do your own bloody homework.

and yes, to those questions I have an idea of what the range of ratios would be. too bad it seems like SMU doesn't give their students enough financial statement analysis projects. if you don't even know what you are looking for how the hell are you going to do 'credit analysis'? and you've even worked for a year already. unbelievable.

I'm assuming your credit analyst role was in the consumer side. please don't bother with corporate roles until you actually go do your homework. Also, do knock off several notches of your arrogance
I'm guessing you studied in Harvard ? Hahahaha
10-08-2015 04:06 PM
Unregistered
Quote:
Originally Posted by Dasiy View Post
They need precise ratio, not higher or lower per se
seriously i feel like smacking your head when you say something like this.

This is YOUR interview question and you turn it towards someone else who's being helpful by demanding an EXACT answer?

if you need an exact answer go google, do your own bloody homework.

and yes, to those questions I have an idea of what the range of ratios would be. too bad it seems like SMU doesn't give their students enough financial statement analysis projects. if you don't even know what you are looking for how the hell are you going to do 'credit analysis'? and you've even worked for a year already. unbelievable.

I'm assuming your credit analyst role was in the consumer side. please don't bother with corporate roles until you actually go do your homework. Also, do knock off several notches of your arrogance
25-07-2015 12:32 PM
Unregistered 1) Yes.
2) No.

You're welcome.
24-07-2015 11:40 PM
Unregistered
Quote:
Originally Posted by Dasiy View Post
They need precise ratio, not higher or lower per se
Yes, but I'm not the one applying for the job.
24-07-2015 08:59 PM
Unregistered
Quote:
Originally Posted by Unregistered View Post
Why would they ask such detailed questions unless ur current job covers the same portfolio industry.
they can always ask questions outside of your job scope just to test how you respond to difficult/unfamiliar situations.
24-07-2015 03:57 PM
Unregistered Just curious. Is it a local or foreign bank
Why would they ask such detailed questions unless ur current job covers the same portfolio industry. Are you from commercial or corp banking?
24-07-2015 02:50 PM
Dasiy
Quote:
Originally Posted by Unregistered View Post
I'm surprised you don't know the answers then. You should be able to smoke something out for Q2 at the very least. Off the top of my head, higher ROE on a service industry vs manufacturing and trading.
They need precise ratio, not higher or lower per se
24-07-2015 01:27 PM
Unregistered
Quote:
Originally Posted by Dasiy View Post
Yes, I have one year credit analyst experience in bank and have a degree in accounting from SMU.
I'm surprised you don't know the answers then. You should be able to smoke something out for Q2 at the very least. Off the top of my head, higher ROE on a service industry vs manufacturing and trading.
24-07-2015 01:03 PM
Dasiy
Quote:
Originally Posted by Unregistered View Post
do you have a business/acct background?
Yes, I have one year credit analyst experience in bank and have a degree in accounting from SMU.
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