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Topic Review (Newest First)
24-11-2021 03:26 PM
Unregistered
Quote:
Originally Posted by Unregistered View Post
Oh then you been working for 4 years and still stuck at 6.3? Yikes..
The poster that replied likely not even the original poster.
24-11-2021 09:35 AM
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Quote:
Originally Posted by Unregistered View Post
Nope, no NS, not a sinkie loser
Oh then you been working for 4 years and still stuck at 6.3? Yikes..
23-11-2021 09:03 PM
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Quote:
Originally Posted by Unregistered View Post
You better start investing aggressively if you want that condo in 3 years. I'm assuming u just graduated cause NS + 4 year degree.
Graduated at 24.
23-11-2021 08:30 PM
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Quote:
Originally Posted by Unregistered View Post
You better start investing aggressively if you want that condo in 3 years. I'm assuming u just graduated cause NS + 4 year degree.
Nope, no NS, not a sinkie loser
23-11-2021 08:26 PM
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Quote:
Originally Posted by Unregistered View Post
27, Male, working in tech industry.

Getting $6.3k per month, getting $5.1k after CPF.

Parents allowance: $1000
Food: $300
Bills: $100
Save: $3700

Saving and hoping to buy a condo at 30 as I'm still single and not eligible for HDB.
Can be done for sure.You have high saving rate and will have no issue with the downpayment 3 years later. Make sure you don't anyhow invest and lose money. Otherwise it may affect your plan to buy condo.
23-11-2021 08:06 PM
Unregistered
Quote:
Originally Posted by Unregistered View Post
27, Male, working in tech industry.

Getting $6.3k per month, getting $5.1k after CPF.

Parents allowance: $1000
Food: $300
Bills: $100
Save: $3700

Saving and hoping to buy a condo at 30 as I'm still single and not eligible for HDB.
You better start investing aggressively if you want that condo in 3 years. I'm assuming u just graduated cause NS + 4 year degree.
23-11-2021 06:01 PM
Unregistered 27, Male, working in tech industry.

Getting $6.3k per month, getting $5.1k after CPF.

Parents allowance: $1000
Food: $300
Bills: $100
Save: $3700

Saving and hoping to buy a condo at 30 as I'm still single and not eligible for HDB.
23-11-2021 05:13 PM
Unregistered
Quote:
Originally Posted by catspajamas View Post
Hey guys! Just wanted to know what are your savings habits like and whether i'm on the right track [w the format below]:

Take home aft CPF: $2,700
Save: $2,000 (~74%) every month


I'm currently 25 y/o female w no liabilities (live w parents, parents both working w income, not married, no sickness etc.).

(putting aside savings for BTO, no active investments at the moment, insurance paid for by parents)

I did receive some insights from my friends who told me im rly saving a lot, though i thought this was a norm because i always heard we should save aside 60% as a rule of thumb.

If you can offer more insights on how i can improve / do more w my savings, let me know too. I think this is a good place to share insights, anecdotes and advice for entry level workers/savers too.

What about you guys?

*This was inspired by what i read in the news ytd about singaporeans not having enough savings to last 6 months.
I would like to nail this girl and make babies with her, I am imagining she is sg chinese and her breasts are A/B cup, will hold them when i smash her hehe, let me know if we can exchange contact if you read this
22-11-2021 05:50 PM
Unregistered 27 year old male here

I am a late boomer, took a longer route, just grad from private uni not long ago, my pay only $2600, after cpf only $2080.
Expenses about $400 per month plus give parents $350 per month.
Total savings in the bank about $25k.

I am depressed just by looking at everyone post here.
22-11-2021 05:40 PM
Unregistered
Quote:
Originally Posted by vulcan View Post
30M, single, bank ops by day, active trader by night and weekends

Income:
Take home - $4k per month
Realized stocks gains - avg $3.7k per month (ytd performance)
Realized crypto gains - avg $8.6k per month (ytd performance)

Expenses:
Public transport: $120 per month
Food: $400 per month
Insurance: $200 per month
Parents allowance: 10% of take home
Rent: Free, I live with my parents
Entertainment/wellness: Almost $0, have my own gym equipment at home already and I don't go out. #lonelyboy
Bills: $18 per month for data sim. Parents pay for electricity and water bills.
Others: extra $200 per month? Like sometime I pay for groceries or dinner when I go out with my parents.

You can quit day job as trading can support your lifestyle
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