| 24-11-2021 03:26 PM |
| Unregistered |
Quote:
Originally Posted by Unregistered
Oh then you been working for 4 years and still stuck at 6.3? Yikes..
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The poster that replied likely not even the original poster.
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| 24-11-2021 09:35 AM |
| Unregistered |
Quote:
Originally Posted by Unregistered
Nope, no NS, not a sinkie loser  |
Oh then you been working for 4 years and still stuck at 6.3? Yikes..
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| 23-11-2021 09:03 PM |
| Unregistered |
Quote:
Originally Posted by Unregistered
You better start investing aggressively if you want that condo in 3 years. I'm assuming u just graduated cause NS + 4 year degree.
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Graduated at 24. 
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| 23-11-2021 08:30 PM |
| Unregistered |
Quote:
Originally Posted by Unregistered
You better start investing aggressively if you want that condo in 3 years. I'm assuming u just graduated cause NS + 4 year degree.
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Nope, no NS, not a sinkie loser
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| 23-11-2021 08:26 PM |
| Unregistered |
Quote:
Originally Posted by Unregistered
27, Male, working in tech industry.
Getting $6.3k per month, getting $5.1k after CPF.
Parents allowance: $1000
Food: $300
Bills: $100
Save: $3700
Saving and hoping to buy a condo at 30 as I'm still single and not eligible for HDB. |
Can be done for sure.You have high saving rate and will have no issue with the downpayment 3 years later. Make sure you don't anyhow invest and lose money. Otherwise it may affect your plan to buy condo.
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| 23-11-2021 08:06 PM |
| Unregistered |
Quote:
Originally Posted by Unregistered
27, Male, working in tech industry.
Getting $6.3k per month, getting $5.1k after CPF.
Parents allowance: $1000
Food: $300
Bills: $100
Save: $3700
Saving and hoping to buy a condo at 30 as I'm still single and not eligible for HDB. |
You better start investing aggressively if you want that condo in 3 years. I'm assuming u just graduated cause NS + 4 year degree.
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| 23-11-2021 06:01 PM |
| Unregistered |
27, Male, working in tech industry.
Getting $6.3k per month, getting $5.1k after CPF.
Parents allowance: $1000
Food: $300
Bills: $100
Save: $3700
Saving and hoping to buy a condo at 30 as I'm still single and not eligible for HDB.
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| 23-11-2021 05:13 PM |
| Unregistered |
Quote:
Originally Posted by catspajamas
Hey guys! Just wanted to know what are your savings habits like and whether i'm on the right track [w the format below]:
Take home aft CPF: $2,700
Save: $2,000 (~74%) every month
I'm currently 25 y/o female w no liabilities (live w parents, parents both working w income, not married, no sickness etc.).
(putting aside savings for BTO, no active investments at the moment, insurance paid for by parents)
I did receive some insights from my friends who told me im rly saving a lot, though i thought this was a norm because i always heard we should save aside 60% as a rule of thumb.
If you can offer more insights on how i can improve / do more w my savings, let me know too. I think this is a good place to share insights, anecdotes and advice for entry level workers/savers too.
What about you guys?
*This was inspired by what i read in the news ytd about singaporeans not having enough savings to last 6 months.
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I would like to nail this girl and make babies with her, I am imagining she is sg chinese and her breasts are A/B cup, will hold them when i smash her hehe, let me know if we can exchange contact if you read this
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| 22-11-2021 05:50 PM |
| Unregistered |
27 year old male here
I am a late boomer, took a longer route, just grad from private uni not long ago, my pay only $2600, after cpf only $2080.
Expenses about $400 per month plus give parents $350 per month.
Total savings in the bank about $25k.
I am depressed just by looking at everyone post here.
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| 22-11-2021 05:40 PM |
| Unregistered |
Quote:
Originally Posted by vulcan
30M, single, bank ops by day, active trader by night and weekends
Income:
Take home - $4k per month
Realized stocks gains - avg $3.7k per month (ytd performance)
Realized crypto gains - avg $8.6k per month (ytd performance)
Expenses:
Public transport: $120 per month
Food: $400 per month
Insurance: $200 per month
Parents allowance: 10% of take home
Rent: Free, I live with my parents
Entertainment/wellness: Almost $0, have my own gym equipment at home already and I don't go out. #lonelyboy
Bills: $18 per month for data sim. Parents pay for electricity and water bills.
Others: extra $200 per month? Like sometime I pay for groceries or dinner when I go out with my parents.
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You can quit day job as trading can support your lifestyle
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