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26-08-2021, 08:54 AM
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M 29
Cash $1m
Stocks/crypto $3.8m
All accumulated this year from $30k
No property, no car, no asset
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26-08-2021, 12:27 PM
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Quote:
Originally Posted by Unregistered
M 29
Cash $1m
Stocks/crypto $3.8m
All accumulated this year from $30k
No property, no car, no asset
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1 mil cash is not wise as at M 29.
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26-08-2021, 04:22 PM
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Guess i am the poorest here as almost everyone have 1m cash here
Both of us early 40s
Both jobless for 1.5 years during covid start until few months back.
Combine cash with wife $80,000+
CPF OA balance 4k each.
5rm HDB, last check around neighbor selling price at 730k +/- 20k
Current pay is around 7.5k + 2.5 month confirm bonus for myself, wife get low 6k + 1 month bonus
No car, no children
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27-08-2021, 08:24 AM
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Quote:
Originally Posted by Unregistered
Guess i am the poorest here as almost everyone have 1m cash here
Both of us early 40s
Both jobless for 1.5 years during covid start until few months back.
Combine cash with wife $80,000+
CPF OA balance 4k each.
5rm HDB, last check around neighbor selling price at 730k +/- 20k
Current pay is around 7.5k + 2.5 month confirm bonus for myself, wife get low 6k + 1 month bonus
No car, no children
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Don't believe those $1m at age 30 types. 99.99% are fakes.
Both of you doing ok. No kids tge burden is not so heavy. But how come savings only $80k+. No investments, insurance, etc?
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27-08-2021, 01:15 PM
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Quote:
Originally Posted by Unregistered
Guess i am the poorest here as almost everyone have 1m cash here
Both of us early 40s
Both jobless for 1.5 years during covid start until few months back.
Combine cash with wife $80,000+
CPF OA balance 4k each.
5rm HDB, last check around neighbor selling price at 730k +/- 20k
Current pay is around 7.5k + 2.5 month confirm bonus for myself, wife get low 6k + 1 month bonus
No car, no children
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Just be happy but dont forget to plan for retirement.
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27-08-2021, 05:31 PM
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Quote:
Originally Posted by Unregistered
Don't believe those $1m at age 30 types. 99.99% are fakes.
Both of you doing ok. No kids tge burden is not so heavy. But how come savings only $80k+. No investments, insurance, etc?
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Lost quite a bit in forex 2 years ago, and stop ever since.
Life Insurance about $200 per month for each of us, other life saving or whatever at about $120 per month for each of us. I didnt count what i have so far, every month just pay only.
And past 1.5 years jobless for both of us so only have about 80k combine left
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29-08-2021, 04:01 PM
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Quote:
Originally Posted by Unregistered
Lost quite a bit in forex 2 years ago, and stop ever since.
Life Insurance about $200 per month for each of us, other life saving or whatever at about $120 per month for each of us. I didnt count what i have so far, every month just pay only.
And past 1.5 years jobless for both of us so only have about 80k combine left
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Then i think your priority is to get a job, pronto, for both of you. $80k goes away very fast esp if you continue to be jobless for another 1-2 years. Make sure you pay off all your debt e.g. credit card and personal loans and try to get some income by doing grab, foodpanda or those part time social distance ambassador or swabber in the mean time.
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29-08-2021, 04:38 PM
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28f
200k cash
20k stocks
No physical assets like house/car
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30-08-2021, 11:36 AM
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32M, 6 YOE
BB MO/BO
65k cash
170k stocks/bonds
cpf oa 15k
cpf sa 35k
cpf ma 41k
Just bought 1.3mil condo with gf, hence low cash and CPF OA
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30-08-2021, 06:02 PM
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29M, 4 YOE
65k - CPF
35k - stocks
16k - cash/equivalents
25k - crypto
20k - company shares
1 br studio RCR 750k - 530k mortgage
how am i doing compared to my peers?
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