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Whats your net worth

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  #2951 (permalink)  
Old 03-01-2024, 04:11 AM
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uninsider is on a distinguished road
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People who do well will be posting.

Here's another data point

Average age 43 (2 young kids)

Combined TC : 230k (my job is nothing special, at around 100k until got promoted to management and currently is rising)

CPF : 940k

Cash (Tbills, SSB, FD) : 900k

Investment (ETF) : 340k

HDB : 450k

Total networth - approx. 2.5 million SGD

Feel like missed the property boat...

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  #2952 (permalink)  
Old 03-01-2024, 12:57 PM
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31 local male single

Cash: S$450k
Cpf: S$450k (oa, sa & ma)
Stocks and funds: S$700K
SGS & T bills: S$300k
Condo: S$2.6 mil (fully paid)
Rental properties x 3 in UK: S$ 3 mil (left S$ 1 mil mortgage)

Annual income: S$700k

Working in PE

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  #2953 (permalink)  
Old 04-01-2024, 01:39 PM
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24 local female attached

Cash: S$80k
Cpf: ard S$20k
Cryptocurrency: $20k
SGS & T bills: ard S$20k
Condo: S$1.6 mil (fully paid by me)

Annual income(gross): S$400k- $600k

Working in the entertainment/media industry, have plans to start a business in boba tea/ buy more properties for passive income. Plan to retire before I hit 35.

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  #2954 (permalink)  
Old 04-01-2024, 04:11 PM
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Quote:
Originally Posted by uninsider View Post
People who do well will be posting.

Here's another data point

Average age 43 (2 young kids)

Combined TC : 230k (my job is nothing special, at around 100k until got promoted to management and currently is rising)

CPF : 940k

Cash (Tbills, SSB, FD) : 900k

Investment (ETF) : 340k

HDB : 450k

Total networth - approx. 2.5 million SGD

Feel like missed the property boat...
Sharing our Net worth as a household.
average couple 53, with 2 teenage kids
total earned income SGD 500k
2 paid up private properties worth SGD 4.5 mil
CPF accounts all in SGD 1.5 mil
Cash in stocks/FD/SSB/TB about SGD 1 mil
Lucky to have boarded two properties as retirement
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  #2955 (permalink)  
Old 21-01-2024, 12:05 AM
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Hi would like some advice regarding property investment.
I have about 150k in savings, 180k in cpf,
I earn about 180k/year. (I had a significant pay rise in last year, previously wasn't earning that much, hence didn't have much savings)

However, I am turning 35 this year, single, and will be paying for property alone. I was wondering what sort of property should I get? (I was thinking resale ec vs hdb) if I buy condo, at best can afford a 2 room at 1.3-1.5mill, not sure if I should stretch myself so much instead of just getting a bigger hdb at 500-600k (which I can easily afford)
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  #2956 (permalink)  
Old 21-01-2024, 12:39 PM
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Quote:
Originally Posted by Unregistered View Post
Hi would like some advice regarding property investment.
I have about 150k in savings, 180k in cpf,
I earn about 180k/year. (I had a significant pay rise in last year, previously wasn't earning that much, hence didn't have much savings)

However, I am turning 35 this year, single, and will be paying for property alone. I was wondering what sort of property should I get? (I was thinking resale ec vs hdb) if I buy condo, at best can afford a 2 room at 1.3-1.5mill, not sure if I should stretch myself so much instead of just getting a bigger hdb at 500-600k (which I can easily afford)
Google any mortgage broker.
Refer u to a banker to do a ipa
See how much loan bank willing to loan you.

180k cpf is combined or just OA?
Coz downpayment can only be paid via OA, and not ma or sa

From there depending how much loan you can get, we then decide again

Rmb pte property is 25% downpayment plus abt 3-4% and 3000 legal fees
So if you buy a 1.3mil condo, need 364k in cash or cpf oa

Nothing wrong with buying hdb or condo

Condo price now at peak
So does s&p

Some all in stocks
Some all in bitcoin
Some all in property

Up to you, do your own due dilligence
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  #2957 (permalink)  
Old 21-01-2024, 12:42 PM
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Cpf = 0
Gcb = 1 chestnut 30,000 sqft (my name) 1 nassim 15,000 sqft (my wife name)
Cash = 10,000,000
Kids = 3
Age = 32 and 28
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  #2958 (permalink)  
Old 25-01-2024, 02:38 PM
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Quote:
Originally Posted by Unregistered View Post
Cpf = 0
Gcb = 1 chestnut 30,000 sqft (my name) 1 nassim 15,000 sqft (my wife name)
Cash = 10,000,000
Kids = 3
Age = 32 and 28
Let us give thanks to the Bank of M&D for their sound investments.
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  #2959 (permalink)  
Old 08-03-2024, 01:08 AM
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21 local female

Cash: S$1.5M
Cryptocurrency: $6M(thanks to the recent boost, got a 25x returns of meme-PEPE, 20x from other memes, cashed out already)
Staying in rented studio.

Annual income: around 500k

Working as content creator online. Looking to find other low risk investments so I can travel the world.
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