How Fresh Grad manage money
Hi all,
I am a fresh grad from a local university. My father gave me S$50k during my fresh man year and asked me to manage this asset on my own. Well, I was busy studying that time and I just saved this into DBS for fix deposit. Now fixed deposit date is coming, I finished my studies and signed a S$60k job offer recently. Reason I tell you this is not to show off how rich my dad is or how much I am earning. I want to plan for the future. I don't want to just open another fixed depoist account and earn a annual interest rate of less than 1%. I want to aim for a rate of 4-5% annually. My dad lost a lot in stocks in his early years so I am risk averse. Thus I won't go for any too risky advice. I just dun want to let money lose value by saving it in a bank. |
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