What to invest?

Originally Posted by Unregistered

If you are young and can buy and hold for a long time, invest in globally diversified ETFs e.g. Ivv (U.S. S and p index ), vea (global markets ex US)
Buy these through your online broker from the NYSE (not the versions listed in Singapore which have high expenses and low liquidity)
If you are a patient buy and hold investor, this is the best way to get long run returns. Historically, U.S. SnP has returned 10 percent per year.

Just to clarify, can I buy thru SCB online trading platform or RHB online portal?

Thank you.

Originally Posted by Unregistered

Just to clarify, can I buy thru SCB online trading platform or RHB online portal?

Thank you.

Yes you can buy through scb online. I have not tried rhb

Originally Posted by Unregistered

If you are young and can buy and hold for a long time, invest in globally diversified ETFs e.g. Ivv (U.S. S and p index ), vea (global markets ex US)
Buy these through your online broker from the NYSE (not the versions listed in Singapore which have high expenses and low liquidity)
If you are a patient buy and hold investor, this is the best way to get long run returns. Historically, U.S. SnP has returned 10 percent per year.

Sorry, how do you mean by ...not the versions listed in Sg.....low liquidity? Is there another version?

Came across this topic and like to share my opinions. The first thing to note is low risk results in decent returns. If you're comfortable with slow but conservative progression, investing in etfs should suffice.

STI etf may be the first viable option as you're clear of the companies listed in the index.

Vanguard can be in your choice as it's diversified and demonstrated good spreads

S&P500 is an alternative which focuses on US companies, relatively safe over the years

I've stated the ones who proven themselves to endure the markets through statistics

hi all, coming in here for some advice.

i would like to take out say around 10k for investments as a start, any advice on where to start?

etfs seem like for long term
stocks too volatile and i have no experience
saving plans seems more for retirement
fixed deposits for 10k payout is minimal.

TIAs

Originally Posted by Unregistered

hi all, coming in here for some advice.

i would like to take out say around 10k for investments as a start, any advice on where to start?

etfs seem like for long term
stocks too volatile and i have no experience
saving plans seems more for retirement
fixed deposits for 10k payout is minimal.

TIAs

great eastern max growth enhanced , throw lump sum in and let it roll. Returns 3%. Low risk.

Originally Posted by Unregistered

hi all, coming in here for some advice.

i would like to take out say around 10k for investments as a start, any advice on where to start?

etfs seem like for long term
stocks too volatile and i have no experience
saving plans seems more for retirement
fixed deposits for 10k payout is minimal.

TIAs

The question is whether you have an emergency fund as a buffer. Assuming yes, 10K can't really build anything thus continue saving up. Another way is to partner with someone and set up a small ecommerce/offline business.

[lazyplane]

Originally Posted by Unregistered

great eastern max growth enhanced , throw lump sum in and let it roll. Returns 3%. Low risk.

Might as well throw into CPF SA. 4% .

I am new to investing as well. I think there must be some plan being made before you start your investment.

After reading through a couple of financial blogs and article i think that there are few factors you need to soncider. I have wrote all these factors in my blog ://jyklmoneyblog.blogspot.sg/2016/07/what-is-good-investment-plan-part-one.html.

Not sure if it will help you with your planning

Originally Posted by jonesalice34

It is not enough to invest in real estate, what do you think about investing in a real estate investment fund?

Buy and hold blue chip stocks on a monthly basis for the long term (20 years and above). Dividends and capital appreciation over the long term will earn u large amount of passive income.