Shameful indeed!

SHAME ON YOU!!!!

Can i check a few points on your post ?

1.From what you are posting, you are living in HDB worth around 400k and renting out your condo.

2. From your passive income, you are getting $45k which i take it to be from your equity ? If so, you are earning quite a bit from there as it is like 7% dividend return. - > Good call !

3. But if your passive income of $45k includes your rent, then are you double counting since your rent offset your condo loan ? Or are you using CPF OA to pay off your loan hence you see this $45k as cash inflow ?

4. If your 45k is strictly from rent, then your loan is approx 1m( assume 30 yr, 1.5% hence your condo is 1.2 million worth ?

5. All in all, your portfolio has a investment theme t ie equity+ property. So I presume you r know more than the average joe and have taken calculated risk for this strategy.

47 yo uncle
Not much savings
CPF OA $40k
CPF SA $140k
CPF MA $42k
Cash savings $20k

Why is your savings so little? Is it because you dont earn much? How much is your income?

By the way, dont call yourself uncle when you're only 47. Dont sell yourself short.

Male 29, married no kids.
80k in bank, 7k in securities, 30k in CPF.

4 room HDB, bought at 470k, currently servicing loan.

Need advice for more passive income pl
 

'O' level couple
Husband, 54, semi-retired due to health reasons.
Wife, 49, small biz owner, income around 60-80k pa
Condo 1.1m fully pd up
car loan 25k (decided not to pay up as there is no incentive)
Cash savings 700k in FD
Alt investments 400k
Stocks 200k
CPF OA/SA 100k, medisave, 80k
3 children in Sec & uni.

Our income has depreciated sharply from $250kpa to current $80k pa, due to poor market sentiments and hb poor health.

Is it a good time to pick up blue chips? Any recommendations pl.
Any gd advice to increase our passive income?
Thanks.

Savings
 

Age 34, married no kids yet.

Stock Investments: $50,000
FD $20,000

Car - Outstanding Loan $60,000
HDB - Market Value $530,000, Outstanding Loan $140,000

Hope to hit $100k investable net worth by end of the year.

Regards,

Age 38, wife 36. Professionals with combined annual income of $400K

Investments:
Cash and stocks: $800K
Unit trusts and Cpf: $250K

Other assets:
Freehold terrace house: $2.6M
Luxury goods: $150K
Car: $50K

I think we are doing quite well for our age

49, earns $90k pa. Spouse, 45, stopped working due to health matters.
We bought our condo in 2005 for $700k, now it is worth $1.2m, paid up.
No car. One kid.
Our annual expenses is $60k pa.
We save $30k pa.
Cash and CPF funds $400k.
Our net worth $1.6m.
Our condo is our key retirement asset besides our CPF funds.
We are lucky to buy our condo at the right time.

Congrats on your achievements. Is the terrace house fully paid up? If not, how much is the remaining loan?