i guess the poorer ones who do not have any savings or maybe just a few K, would not be posting in this forum.

They would just be glancing through and either
1) cursing and swearing at life
2) in a state of denial that other people have so much money
3) switch off the computer and never come to this website again

Then when foreigners enter this website, they would comment:
"Oh! Singaporeans so rich ah! All the posts I see so rich one!"

Btw, i am aged 34, no car, one 4 rm HDB flat and 170k in cash...

Honest truth!

Combined with my wife:-(I am 37 and wife 33)

Cash - $595k
Car - Current value $14k (fully paid)
Flat - Current value $420k (fully paid)
CPF - OA: $5k

Wow. Very disproportionately cash rich. Waiting for recession before buying stocks?

What are your annual incomes if I may ask?

how much?
 

At least he is smart...and the time to buy stocks is NOW.......So how much is yr annual income?

27yo, single male
cash + stocks ~98k (i trade actively but not full-time)
no car
no house yet

eat cheap hawker centre food and wear cheap clothes, avoid unecessary expenses. i don't care what others say, building wealth is my main priority now. hopefully, one day can sack my boss and trade full time.

You did not share yours, somehow I don't feel oblige to answer your questions. :P

why is everybody so rich but i'm dead poor... with no assets, savings but still trying to pay off my study loan...

Don't be discouraged. When I left university, I was $20K in debt. I worked like a dog, saved as much as I could, bought one property, sold it, bought another and today I have $8M and a lot of it is from the property gains. So I started with less than nothing and made a comfortable life. You can too. Just defer consumption and invest.....

28 male.
80k in cash/stocks.
1.5m apartment with wife (60% paid).
90k car with wife (50% paid).

advice from u all
 

guys i am newly married, having 5k sal , only 50k saving do u thing i can buy a house with 1.26% loan bank is offering on 80% amount of a HDB or condo. or do i wait till i have 100k or more..please need advice the rent is killing me which is 2k per month.. i learnt that instalments are lower than this ..or more or less the same. down payment should be an issue ..need advice