What's your annual income?
What's your wife's annual income?
How much are you and wife paying in mortgage payments every month?
Any car loan payments?

My gross - $160k pa
My share of mortgage, maintenance, prop tax - $3.4k pm
Car is paid up
I save about 45% of annual gross

Me (38) and my wife (35) combined,

Net worth: 1.6M comprise of
- Cash and deposits: 200k
- HDB net equity: 350k
- Condo net equity: 200k
- Stocks equity: 630k
- CPF OA+SA: 250k

Cash flow Per Annum
- Combined savings: 85k
- Passive income: 45k
- HDB loan: 12k
- Condo loan: zero, offset by rent.
- no other loans.

We have 2 kids and non-dependent parents.

You are doing very well. Any plans to upgrade to living in a condo?

Wah got a lot of rich people here sia.... my $$ luck not so good. Everything still on loan, savings just nice only for 1month rainy day...

Don't count on luck, better to buck up and work hard.

Don't know how old you are, but if young still got time to wake up and catch up. If you're in your 40s, then you will really need luck.

Only 1 month's saving for rainy day? You are very, very far behind.

Me 38 and wife 36 combined:

Net worth a little over $3M comprising:

$1.8M net value of home
$480K cash
$270K stocks
$230K unit trusts
$60K cpf OA and SA
$200K car and luxury goods

Do you know that you can actually retire now? Convert your $3m to RM and you get RM7.8m !!! You're a multi millionaire tycoon in Malaysia. Food for thought.

45/43, 2 kids 19/12
Home is a condo worth $1.1m, fully paid up last year.
CPF total $600k
Cash total $700k
No other investments.
Had bad experience investing.
Prefer cash.
Total net worth $2.4m.

How old are you?

What's your personal net worth and your combined net worth with your wife (if you are married)?