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-   -   How much savings do you have? (https://forums.salary.sg/investments-net-worth/1199-how-much-savings-do-you-have.html)

Unregistered 06-02-2015 08:38 PM

Quote:

Originally Posted by Unregistered (Post 62377)
male 33 years, married no kids.
cash - $95k
stocks - $8k

my cpf has close to nothing as it was used for condo downpayment and to service the mortgage.

What's your annual income?
What's your wife's annual income?
How much are you and wife paying in mortgage payments every month?
Any car loan payments?

Unregistered 07-02-2015 10:13 AM

Quote:

Originally Posted by Unregistered (Post 62378)
What's your annual income?
What's your wife's annual income?
How much are you and wife paying in mortgage payments every month?
Any car loan payments?

My gross - $160k pa
My share of mortgage, maintenance, prop tax - $3.4k pm
Car is paid up
I save about 45% of annual gross

Unregistered 07-02-2015 02:24 PM

Me (38) and my wife (35) combined,

Net worth: 1.6M comprise of
- Cash and deposits: 200k
- HDB net equity: 350k
- Condo net equity: 200k
- Stocks equity: 630k
- CPF OA+SA: 250k

Cash flow Per Annum
- Combined savings: 85k
- Passive income: 45k
- HDB loan: 12k
- Condo loan: zero, offset by rent.
- no other loans.

We have 2 kids and non-dependent parents.

Unregistered 07-02-2015 03:29 PM

You are doing very well. Any plans to upgrade to living in a condo?

Quote:

Originally Posted by Unregistered (Post 62399)
Me (38) and my wife (35) combined,

Net worth: 1.6M comprise of
- Cash and deposits: 200k
- HDB net equity: 350k
- Condo net equity: 200k
- Stocks equity: 630k
- CPF OA+SA: 250k

Cash flow Per Annum
- Combined savings: 85k
- Passive income: 45k
- HDB loan: 12k
- Condo loan: zero, offset by rent.
- no other loans.

We have 2 kids and non-dependent parents.


Unregistered 08-02-2015 09:57 AM

Wah got a lot of rich people here sia.... my $$ luck not so good. Everything still on loan, savings just nice only for 1month rainy day...

Unregistered 08-02-2015 10:44 AM

Don't count on luck, better to buck up and work hard.

Don't know how old you are, but if young still got time to wake up and catch up. If you're in your 40s, then you will really need luck.

Only 1 month's saving for rainy day? You are very, very far behind.

Quote:

Originally Posted by Unregistered (Post 62420)
Wah got a lot of rich people here sia.... my $$ luck not so good. Everything still on loan, savings just nice only for 1month rainy day...


Unregistered 08-02-2015 03:24 PM

Me 38 and wife 36 combined:

Net worth a little over $3M comprising:

$1.8M net value of home
$480K cash
$270K stocks
$230K unit trusts
$60K cpf OA and SA
$200K car and luxury goods

Unregistered 08-02-2015 03:35 PM

Quote:

Originally Posted by Unregistered (Post 62425)
Me 38 and wife 36 combined:

Net worth a little over $3M comprising:

$1.8M net value of home
$480K cash
$270K stocks
$230K unit trusts
$60K cpf OA and SA
$200K car and luxury goods

Do you know that you can actually retire now? Convert your $3m to RM and you get RM7.8m !!! You're a multi millionaire tycoon in Malaysia. Food for thought.

Unregistered 08-02-2015 04:01 PM

45/43, 2 kids 19/12
Home is a condo worth $1.1m, fully paid up last year.
CPF total $600k
Cash total $700k
No other investments.
Had bad experience investing.
Prefer cash.
Total net worth $2.4m.

Unregistered 09-02-2015 06:00 PM

Quote:

Originally Posted by samleong555 (Post 62468)
I feel so ashamed, only have 169K now in my bank.

How old are you?

What's your personal net worth and your combined net worth with your wife (if you are married)?


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