Although luck plays an important part in a person's success, I think we should also acknowledge a person's capability, hardwork and other qualities in their success.
So your statement below made it sound like luck was the only factor for his success. Quote:
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Savings + Stocks 60K Physical Gold ~12k Insurance 240K Lucky as you thought i may be, and we consider ourselves very comfortable too, but still it is so hard to save $$, only 50K saved in 6 years, and they are mainly leftover of whatever bonuses that we recieved. Its money in and money out almost every month |
40, $1m cash savings
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48, Hdb flat worth $600k, paid up.
Cash and CPF, $400k. Millionaire with net worth of $1m. Middle manager, $95k pa only. |
27 Years Old
Stocks 8K Cash 1K CPF 58K |
How much savings do you have?
29 years old
SGD 75k in Ordinary Account SGD 13k in Cash Savings - should have more money in savings account but lost a sum when I decided to back of out marriage (lost money in executive condo downpayment and got to pay bank loan penalty) - looking to increase cash savings to SGD 40k by next year (based on JP Morgan retirement savings projection, that's the amount I should have by 30 years old) Monthly mandatory expenses SGD1330 (parents' allowance, school loan, insurance etc.) Monthly flexible expenses SGD 800-1000 |
It is good to back out of marriage if the guy was unfaithful to you. well done.
btw, how much do you make per annum? Quote:
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Do u have other investment? Having just cash is not giving u real returns.
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28 going on 29 in a few months.
Single, Male Fundsupermarket investments: 128k (includes 13k in SRS) Stock Market Account: 5k Cash: 29k CPF OA: 38k CPF SA: 10k CPF MA: 12k How am I doing? |
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