Here is mine:
25 years old, degree holder, and started work for half a year.....$28k cash (not including CPF)... Would have $50k more if I did not indulge in gambling at the casinos....but it is never too late to change....completely stayed away for 4 months already with a self-ban.... $28k cash seems okay to me for a fresh grad but heart really pain when thinking of the $50k that i lost.....carefully saved from jobs during uni and NS days.... Now i have to start afresh |
Age 31 single,
Cash in Hand: 15k equivilant Stocks and share: USD15k equivilant CPF Ordinary only: 91k equivilant Monthly gross salary: 6k No debts, no installment, no house, no car.... I dunno what what's wrong with me when it seems everybody here around my age is having so much cash-in-hand than me? I travel alot but i don't gamble and/or have any bad habits and wasting money on alcohol....so i really don't understand how it is you guys can accumulated so much cash. An overview from here is almost like everyone here is at least a millionaire (or near) in net value. |
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Age 28 single. Cash in Hand: ~16k Liquid Assets: ~10k forex, ~7k shares CPF Ordinary only: ~29k Monthly gross salary: ~3.6k No debts, no installment, no house, no car, no GF |
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another reason is maybe i paid quite abit for my insurance and to my mum as allowance per month (as much as 1/3 of my current salary) p.s. Don't worry about your salary...I was earning the same as you when I was 28-ish.. |
Single 34 yo.
Cash+stocks : $108K CPF ordinary only: $41K 5-room hdb : loan outstanding $140K, market value $465K No car Annual income: $70K As a uni grad I'm considered doing very badly. Most of my peers are doing much better than me. Main culprit is my lower income and I also spent quite a lot during my younger days on useless MLM products and paying tithes of more than 10%. I don't go to church nowadays so managed to save up more. |
36yo
Hdb fully paid , valued 550k D9 Condo 2m, loan 1m, rented out 5.5k/mth KL Condo rented out myr3.5k/mth, myr 250k loan left Cash 250k, stock 150k, toyota vios fully paid Base salary 200k + 40k bonus + 25k passive dividend/rental net installment Next stage is to invest in business or london property |
You are doing ok financially as your net worth is close to half a million. The only problem is you are not married. Singles have a higher chance of having a depression when they grow old. Go and get a rich wife, you will be happy and financially secure. Never mind if she is 50 years old. You can do it.
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You are very rich, go get a wife to help you spend your money. You will be happy having a wife, then how else to you take care of your man needs?
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Here's mine:
Age 37, married Job: middle management in MNC, $200K base, $20K bonus Home: landed $2.7M, loan $850K Cash: $550K Stocks: $250K Dividend income: $11K Car: second hand bmw Main focus now is alternative income source to be less reliant on corporate job security |
I'm amazed at all your salaries and investments. Made me learn a lot from you guys! Now i know where the high income people come from.
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