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-   -   How much savings do you have? (https://forums.salary.sg/investments-net-worth/1199-how-much-savings-do-you-have.html)

Hermit 14-06-2012 06:22 PM
Quote:
Originally Posted by Unregistered (Post 25601)
Age late 30s with spouse no kid. household profile:

1 hdb $500k (fully paid)
1 pc $1.7m ($1.3m mortgage)
cpfoa+srs $110k
cash $270k
stocks+funds $375k
annual income $450k
Get rid of HDB flat and get another private property?

Unregistered 14-06-2012 08:29 PM
Quote:
Originally Posted by Hermit (Post 25724)
Get rid of HDB flat and get another private property?
too much risk

Unregistered 15-06-2012 11:08 AM
Quote:
Originally Posted by Unregistered (Post 24549)
Savings is very impt in order to have the first pot of gold, for investing. And one should start to save early. Just 10 years ago, if you had saved $50K cash and $50K in CPF, you would be able to afford a 20% downpayment and buy a 1200 sqf suburban condo for $0.5m. This condo will be worth $1m now and you would have made at least $300-400K (after deducting for interest, stamp duty, other misc costs) from your $50K cash and $50K CPF. Few years ago, many shares including blue chips are selling below their NRV but many are too fearful to buy. Those who bought the shares then would have made at least a few folds by now.

I believe some of the stories and claims are true although I also find it rather increduous that there are so many millionaires contributing their success stories in this forum.


My sentiments exactly.well put.

Unregistered 17-07-2012 12:01 PM
husband and wife in late 30s. ~1m cash + stocks.

quite happy with this achievement. we weren't high earners for a long time.

Unregistered 05-08-2012 02:29 PM
37 yo working for 11 years
10K in cash
170K in stocks
100K in CPF investment
130K in CPF

currently single, never own a house and car before.

Unregistered 05-08-2012 04:03 PM
Quote:
Originally Posted by Unregistered (Post 27347)
37 yo working for 11 years
10K in cash
170K in stocks
100K in CPF investment
130K in CPF

currently single, never own a house and car before.
quite low in cash, but otherwise very average for a 37 yo.

Unregistered 05-08-2012 10:07 PM
Married, mid 30s.

200K stocks, 600K cash, 1.5M home value net of loan.

Comfortable but still far from being financially free

Unregistered 06-08-2012 05:53 AM
40's couple

4 room HDB flat, fully paid, now worth $500k

50k cash, $100k CPF

Annual income combined $100k

Can we upgrade to a condo?

Unregistered 06-08-2012 07:17 AM
Quote:
Originally Posted by Unregistered (Post 27360)
40's couple

4 room HDB flat, fully paid, now worth $500k

50k cash, $100k CPF

Annual income combined $100k

Can we upgrade to a condo?
Yes why not? Go for the mass market ones.

Unregistered 03-09-2012 03:47 AM
age 21
110k in stocks
10k cash


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