29F, local grad, single
drawing $4k/mth but joining new firm with a 25% increment in may 21 $135k cpf $100k cash $120k equities most of my net worth was accumulated from savings, only started to dabble in investments during covid-19 period; looking towards FI without RE |
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Age 49 and single
Savings - $103k Cpf ordinary acct - only $ 83k Feel my cpf not adequate enough for my age Anyone face this kind of situation like me? |
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If you mean why cpf ordinary amt is less, bcos during young I did a lot a lot of free lance job without cpf
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Thanks, I understand where you coming from, take advantage of the CPF SA. 4%, Would benefits esp once reaches 65 years old
The Delimma I am having now is within these few years before I turn 55, I have to invest in a 2 Rm bto flexi b4 the funds get lock in for retirement, hence there is a shortage of cash involved. That's the most concerned part Investment carries risk, doesn't necessary carry returns esp now trying hard period Never heard abt robo advisor much, how it works? Or any advise any investment performing steadily during these period for my reference? |
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