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combined. early 40s.

cash $2.1M
stocks $3.3M
bonds $1.2M
real estate (2 condos, 1 shop house, 1 office, 1 retail) $10M
other illiquid investments (private equity, wine, watches) $5M
crypto currencies $500k

Quote:

Originally Posted by Unregistered (Post 124324)

36yo

Stocks bonds and cash: 480K

Take bus to work daily.

Current passive income at 2K pm. Hope to resign from current stressful job by 40, where I hope I have achieved a passive income of around 3 to 4K pm. Then will apply for a simple and less stressful 8 to 5 admin job at any office. Salary 1.5 to 2K pm those type will do.

that’s quite impressive.

I am 24 y/o fresh grad just started working recently. I have 10k as emergency fund in dbs multiplier account., 2k for normal savings account (for spending). Planning to just channel 33% of my monthly pay into savings/emergency, 66% of my monthly salary into reits. Anyone thinks its a good idea?

Quote:

Originally Posted by Unregistered (Post 124657)

Portfolio concept wise - ok. U should add CPF contribution as well then u can see that your portfolio is probably balanced. 50% savings / 50% REIT&Equity

I will also time the injection into REITs and equity.
There are those that say you cannot time the market. Well, but i cant stand to see losses so i only enter when i am more confident the direction is right. Otherwise, any stupid robot also can invest.
U also need to keep balancing the portfolio every 6 -12 months. ie if you did not execute any trades in 6 months due to conservative behaviour, then inject some at the 6/12 month mark and rebalance REITs with growth stock when the market is on the uptrend. Current market sentiment is very down so growth stocks are all taking a beating.

Whatever i dont inject goes into war chest that will be deployed when i view the timing is right.

Quote:

Originally Posted by Unregistered (Post 124335)

this is quite impressive. what do you do for a living.

44 & 49 yo

Cash : 700k
CPF : 680k (OA + SA)
No investments :(
1 condo (460k o/s loan) and 1 hdb (fully paid)
1 car

Posibble to retire ?

Can retire if you deploy your cash for safe investment.

HDB rental should be easily $2-$2.5K/mth.
CPF interest: $24-28K/year

My networth and age is similar to yours except only have one HDB living in it.

Quote:

Originally Posted by Unregistered (Post 124791)

44 & 49 yo

Cash : 700k
CPF : 680k (OA + SA)
No investments :(
1 condo (460k o/s loan) and 1 hdb (fully paid)
1 car

Posibble to retire ?

Quote:

Originally Posted by Unregistered (Post 124791)

44 & 49 yo

Cash : 700k
CPF : 680k (OA + SA)
No investments :(
1 condo (460k o/s loan) and 1 hdb (fully paid)
1 car

Posibble to retire ?

48 & 49 yo
Cash & stocks $1.5 M
CPF $600 k
1 paid condo and 1 BUC (1.3 M o/s)
1 paid car

We intend to work till 55 which should end up with both condo fully paid while cash/stocks/cpf continue to grow.

29

Cash 85k
CPF 120k (incl SRS)
Equity 33k
1 paid up Korean car
Living w parents but view to moving out 1-2 yrs

Quote:

Originally Posted by Unregistered (Post 126958)

29

Cash 85k
CPF 120k (incl SRS)
Equity 33k
1 paid up Korean car
Living w parents but view to moving out 1-2 yrs

30

Cash 125k
CPF 320k
SRS 30k
Equity 232k
Bonds 103k
1 paid up Korean car
Living w parents as well but plan on moving out soon. Either rent or purchase a property.