39 yo single
280k in cash 140k in cpf hdb 4 rm, 200k loan remaining |
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Am the one who posted this Not sure how I can hit 500K in 4 years’ time though |
hi guys, trying to gain some insights here if possible.
I am a 30yo male, single, only child, supporting family in certain areas like paying for insurance, utilities, internet and telephone bills and toiletries / essentials, as both parents are blue collar workers and they don't have much savings for themselves. Till date, I have approx $30k+ of savings. I know it pales in comparison to plenty of successful people here, but I am just trying to understand how I improve to grow my savings "quickly" in the next 1 to 2 years as I am looking forward to settling down and start family. I am currently drawing about 4+ (gross), take home pay is approx mid 3k, and I save about 50% of it after expenses. Living expenses is high as I work in CBD area at Raffles Place and meals are really expensive. Manage to save about $1.5k on average and $2k if I am stretching my dollar that month. Rest of the expenses are on food, transport, essentials, bills and also insurance. Really hope to settle down soon, no intention to have a child yet but would like to have a place of my own... Probably won't be considering a traditional Chinese wedding banquet as it's really expensive, just want to do a simple church wedding and honeymoon trip. Wedding itself will cost a "bomb" with proposal ring, wedding bands, traveling and photoshoot. Another problem to come along is the renovation and furniture cost. Would like to seek for some guru advice . |
Age: 30, single
Cash plus bonds: 190+k Insurance surrender value: 9k OA: 102k SA: 40k MA: 48k A lot of you are doing so well. I can't afford a property. |
26 years old, just grad. Just paid 11k/ 28k of my study loan.
savings: 1k OA:46k SA: 14k M: 16.5k |
I am 44
Last few years my investment hit a low and I lost over 400k I have home cash and cpf and got 2 young kids total 2m networth including wife share. feel like a big loser in investments how come i keep losing my money in investment like hyflux , noble and swiber |
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