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-   -   How much savings do you have? (https://forums.salary.sg/investments-net-worth/1199-how-much-savings-do-you-have.html)

Unregistered 26-02-2017 09:29 AM

The schroder Asian income fund pays about 5% interest per annum. Every month can get interest. How is this avenue for parking idle funds? Is it safe?

Unregistered 28-02-2017 09:01 PM

26 turning 27

11.3k Equities
1.5k Bonds
2.4k Cash

Guess I'm seriously behind=(

Unregistered 02-03-2017 12:52 AM

40, wife 38

Cash, stocks and other financial assets $1.2M

Physical property $2.5M

Debt free, annual income $350k

Unregistered 15-03-2017 02:16 PM

hubby and I 33 yo with 1 kid.

combined liquid cash savings $200K.
Flat loan should finish by this or next year.
CPF investment combined 90K.

Unregistered 20-03-2017 03:49 PM

Quote:

Originally Posted by Unregistered (Post 88535)
Civil servant can do moonlight? I tot cannot right

Hi, I have the same question too. I'm in civil service too, any advices on how to do so without getting found out? I've even considered driving grab, but then they credit money to bank, so I'm afraid that we'll get found out.

Unregistered 01-05-2017 05:39 PM

38 yo single, 173k cash+stocks, 200k CPF, HDB flat worth 430k with 97k loan remaining.
So many rich people in this forum.. how did they manage to save up so much money?

Unregistered 01-05-2017 07:58 PM

Couple aged 46

Paid up OCR condo and car

Cash and stocks $1.5m
CPF all accounts $0.8m

Hope to work till 55 and get a second property for rental income

Unregistered_101 01-05-2017 10:27 PM

If you're gonna get a property at 55 I am assuming all cash? Why not just buy high yield stocks? at 3% yield (alot less minus prop tax and mcst) its a crappy investment unless you're hoping for capital gains

Quote:

Originally Posted by Unregistered (Post 97067)
Couple aged 46

Paid up OCR condo and car

Cash and stocks $1.5m
CPF all accounts $0.8m

Hope to work till 55 and get a second property for rental income


Unregistered 02-05-2017 05:22 PM

Quote:

Originally Posted by Unregistered_101 (Post 97070)
If you're gonna get a property at 55 I am assuming all cash? Why not just buy high yield stocks? at 3% yield (alot less minus prop tax and mcst) its a crappy investment unless you're hoping for capital gains

What I meant is I plan to get a property next and target to fully paid by 55.

just thinking to have a mix of portfolio of stocks and property passive incomes

Unregistered 04-05-2017 07:30 AM

Wow, this is amazing! I found this old post I wrote in 2011. I was searching for some CPF details using google and they threw up this link.

6 years have gone by, just like that.

Just to update. I am still unassuming, still buying our groceries at NTUC, Cold Storage or Sheng Shiong. Still enjoys our regular coffee at the coffee shops. More white hair now.

More importantly, both my wife and I are still working.

Wealth wise, the last 6 years have been very good to us. We grew it by another $2m. This confirms that we are in the golden period of accelerated savings. And our passive income has also grown steadily the last 6 years to $150k pa.

Quote:

Originally Posted by common man (Post 14115)
I, 50+ yr old unassuming uncle you see regularly in the coffee shops or NTUC stores. Still working but think can retire. Wife also 50+ and working.

Combined CPF : 1M+ (700K OA, 300K SA, 79K MA)
Cars: 1 MPV and 1 Saloon (fully paid up)
Condo: 1.4M (4 bdrms, fully paid)
Condo: 1M (2 bdrms, fully paid and rented out)
Cash: 500K (cash, FD, Endowment, Single premiums)
Stocks: 300K (mainly bluechips)

Someone said older people have fewer needs. True. Can save 75% of monthly income



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