Early 20's, about $3k savings left after being jobless for 4 months.
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31 and 29
before marriage 100k after marriage 30k for wedding and 60k for renovation. left 10k. broke but have a great wedding and a cozy home. |
28 years old, 20K savings, single. Still paying my uni loan.
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But enjoying the journey is truly impt |
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what is the normal amount that people have after marriage and HDB? |
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However, the HDB is a real liability as it has to be paid and will hit CPF savings and free cashflow and will impact networth building. From now til you achieve a real free cashflow (ie excess cash above your HDB debt), there are many paths to building your networth. Most conservative - Repay HDB debt aggressively and build CPF to earn interest. Aggressive - Invest in equities etc. Super aggressive - Buy another home for rental . Not for the faint hearted especially in these days. May also not be best option now. The good thing is everyone is on the same track unless they have inheritance. |
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28 years old.
Cash In bank = $35,000 CPF = $72,000 Monthly Gross Salary = $2800 Annual Bonus = $11,000 Qualification = Diploma holder Currently working in Civil Service. |
these last few posts of young singaporeans savings are surprisingly low. given the gloomy economic outlook, life is going to be tougher for all.
GDP is dwindling Quarter to Quarters and govt is trying to keep GDP growth by getting people to get into to more debts diving in to buying cars with lower upfront payment and increasing loan quantum. I wonder what will become of young overstretched Singaporeans heavily DEBT Ridden....... |
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FD and bonds are also safe sure win bets. |
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