36 yo, 170k cash+stocks. 5 room HDB w outstanding $120k loan. Single and dont have a car. $85k per annum job. Rental income $1400 per month. Feeling v poor now after reading thru this thread.. ;(
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You're doing fine. Just need a wife. |
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Dont really dare to start a family too w my income. Unless get a rich wife. ;) |
how much savings, debt/liabilities u all have and what age?
how much savings, debt/liabilities u all have and what age? i am 27 male, 1.4k per per month gross, so take home about 1k... few hundreds in bank account total.. what about u all?
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44 yrs old, wife 44 years old. Both working. no kinds.
we are DINKS. mid level management. combined earning about $180k p.a. Combined Cash $510k Combined stocks $300k Combined CPF $545k HDB fully paid. Jap car, 9 yrs old, fully paid. Have to make a decision soon on the car. Passive dividend income of about $1.5k per month. |
Since you don't have kids, you can actually retire in JB now.
Rent out your flat for $2.5k pm, so your passive income in total is $4k pm. Convert to RM, you get RM12k pm. More than enough to retire in luxury in JB. It doesn't cost that much to retire in luxury in JB. Rent a 3 bedroom luxury condo unit in JB RM2k pm Car expenses RM500 pm Utilities, food, groceries, eating at restaurants RM2k pm Entertainment and travel RM1k pm Misc RM500 pm Total expenses RM6k pm Total savings RM6k pm Quote:
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Sounds good on paper. But it is not easy if you are non-malay.
The safety factor in Singapore is priceless. Quote:
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47 & 45, combined income $160k pa. Two school going children.
Condominium, worth $1.1 mil, mortgage left $200k. Car, paid up. Cash $70k CPF and stocks $600k I think we are doing ok. Middle class family leading a middle class lifestyle. |
Age:25
Education: A levels Status: Single (Cant find gf :( Income PA: $120k Savings: 60k CPF:20k Just cleared my loan of 60k |
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