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-   -   How much savings do you have? (https://forums.salary.sg/investments-net-worth/1199-how-much-savings-do-you-have.html)

Unregistered 11-11-2015 08:18 PM

36 yo, 170k cash+stocks. 5 room HDB w outstanding $120k loan. Single and dont have a car. $85k per annum job. Rental income $1400 per month. Feeling v poor now after reading thru this thread.. ;(

Unregistered 11-11-2015 08:43 PM

Quote:

Originally Posted by Unregistered (Post 74986)
36 yo, 170k cash+stocks. 5 room HDB w outstanding $120k loan. Single and dont have a car. $85k per annum job. Rental income $1400 per month. Feeling v poor now after reading thru this thread.. ;(

You rent out each of your spare room for $700 per room?
You're doing fine. Just need a wife.

Unregistered 11-11-2015 09:14 PM

Quote:

Originally Posted by Unregistered (Post 74988)
You rent out each of your spare room for $700 per room?
You're doing fine. Just need a wife.

Yes. Haha no girls like me as im not handsome enuf not successful enuf. No car also v hard to get a gf..

Dont really dare to start a family too w my income. Unless get a rich wife. ;)

Unregistered 25-12-2015 05:37 PM

how much savings, debt/liabilities u all have and what age?
 
how much savings, debt/liabilities u all have and what age? i am 27 male, 1.4k per per month gross, so take home about 1k... few hundreds in bank account total.. what about u all?

Unregistered 25-12-2015 05:57 PM

Quote:

Originally Posted by Unregistered (Post 77168)
how much savings, debt/liabilities u all have and what age? i am 27 male, 1.4k per per month gross, so take home about 1k... few hundreds in bank account total.. what about u all?

33 yo. Salary 3.5K pm. Savings 8K cash. Drives a Honda civic. No stocks. Single. Planning to apply BTO in two years time.

Unregistered 01-01-2016 02:55 PM

44 yrs old, wife 44 years old. Both working. no kinds.
we are DINKS.

mid level management.

combined earning about $180k p.a.

Combined Cash $510k
Combined stocks $300k
Combined CPF $545k

HDB fully paid.
Jap car, 9 yrs old, fully paid. Have to make a decision soon on the car.

Passive dividend income of about $1.5k per month.

Unregistered 02-01-2016 08:28 AM

Since you don't have kids, you can actually retire in JB now.
Rent out your flat for $2.5k pm, so your passive income in total is $4k pm.
Convert to RM, you get RM12k pm. More than enough to retire in luxury in JB.
It doesn't cost that much to retire in luxury in JB.

Rent a 3 bedroom luxury condo unit in JB RM2k pm
Car expenses RM500 pm
Utilities, food, groceries, eating at restaurants RM2k pm
Entertainment and travel RM1k pm
Misc RM500 pm
Total expenses RM6k pm
Total savings RM6k pm

Quote:

Originally Posted by Unregistered (Post 77434)
44 yrs old, wife 44 years old. Both working. no kinds.
we are DINKS.

mid level management.

combined earning about $180k p.a.

Combined Cash $510k
Combined stocks $300k
Combined CPF $545k

HDB fully paid.
Jap car, 9 yrs old, fully paid. Have to make a decision soon on the car.

Passive dividend income of about $1.5k per month.


Unregistered 02-01-2016 10:50 AM

Sounds good on paper. But it is not easy if you are non-malay.

The safety factor in Singapore is priceless.

Quote:

Originally Posted by Unregistered (Post 77451)
Since you don't have kids, you can actually retire in JB now.
Rent out your flat for $2.5k pm, so your passive income in total is $4k pm.
Convert to RM, you get RM12k pm. More than enough to retire in luxury in JB.
It doesn't cost that much to retire in luxury in JB.

Rent a 3 bedroom luxury condo unit in JB RM2k pm
Car expenses RM500 pm
Utilities, food, groceries, eating at restaurants RM2k pm
Entertainment and travel RM1k pm
Misc RM500 pm
Total expenses RM6k pm
Total savings RM6k pm


Unregistered 04-01-2016 05:22 PM

47 & 45, combined income $160k pa. Two school going children.

Condominium, worth $1.1 mil, mortgage left $200k. Car, paid up.

Cash $70k
CPF and stocks $600k

I think we are doing ok. Middle class family leading a middle class lifestyle.

Unregistered AV 05-01-2016 04:09 AM

Age:25
Education: A levels
Status: Single (Cant find gf :(
Income PA: $120k
Savings: 60k
CPF:20k

Just cleared my loan of 60k


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