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New to workforce, oldbirds please advise!

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Old 04-01-2017, 08:14 PM
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Default New to workforce, oldbirds please advise!

Hi all im new to forum and workforce

25M, graduating from uni soon and will start work right after. Drawing 8.9k/mth base and thinking of doing 20% cpf, 50% savings and safe investments, 15% parents im super grateful for, and 15% for food travel dating etc.

5k in cash, 3k in stocks that have not done well, no student debt and any sort of liabilities.

Im not sure if im saving *too* much but i wanna save for rainy days due to high job turnover and the possibility of unexpected layoffs. How should i manage finances once i start working?

Need the advice of the veterans here thanks!

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Old 04-01-2017, 09:27 PM
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not sure what advice you want 8.9k fresh grad nice try lmao

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Old 04-01-2017, 09:36 PM
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Some ppl really too free nothing to do. Actually go through whole registration process to post rubbish.



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Old 04-01-2017, 11:25 PM
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Lol time waster... unless you're at MS but I would know who you are.
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Old 07-01-2017, 12:32 AM
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28 year old here, earning $18,000 pm. Need some advice from wiser folks here.

How much should I be saving? 25% or 50%. How much I should I budget for my own spending? 10%? Oh, I also wish to donate 5% to my favourite charity, the Cat Welfare Society. Is that too much??

Heard everything in Singapore is getting really expensive! Really scared about the cost of living for common people like me (( Between taxes, COE and country club membership, I'm afraid I'll never earn enough to buy my own penthouse!!

Economy isn't what is used to be. Really tough for young Singaporeans like us nowaday *sobs*
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Old 07-01-2017, 11:17 AM
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if you arent trolling, ppl usually spend around 20-30% of their income

just save and invest you will be fine
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