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How much are you earning per annum?

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  #2501 (permalink)  
Old 18-06-2013, 02:03 PM
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Earning rental income of $1200 per month from renting 2 rooms of our HDB flat. Plus another $1800 per month of other sources of passive income and from kids. Enough for me and my wife, we are both 67, retired. I hope the rental market remains strong and rents will keep rising as this is important source of our retirement income. Hope there is no oversupply of properties in the future.

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  #2502 (permalink)  
Old 18-06-2013, 03:40 PM
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29yo this year in the IT Industry

earning 53k per annual including bonus and benefit.

First job still, No promotion yet, should i change job?

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  #2503 (permalink)  
Old 18-06-2013, 04:40 PM
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Hi,

35 y.o., earning 12k per month, doing marketing in a MNC.

Earning more than some of my friends, but not as much as some of my friends who are in business.

Happy with current pay, but not sure how to develop and stage my career between 36-40... so a bit lost.

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  #2504 (permalink)  
Old 18-06-2013, 11:29 PM
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It must be quite a sacrifice of your privacy to rent out rooms to strangers. But I guess we don't have much choice when we need the money.

Thanks to the compulsory CPF life annuity plan, my wife and I can look forward to a combined monthly payout of $3K when we reach 65 (11 yrs from now).

But we don't think it will be enough for us, especially when you factor in inflation. So we have invested steadily in stocks which have been giving us roughly $30K dividend income per year for the last 3 years. We reinvested the dividends.

We are looking to invest in property for rental income too. To retire, we estimated we will need $5K per month from age 55. I guess / hope our expenses will reduce as we get older.


Quote:
Originally Posted by Unregistered View Post
Earning rental income of $1200 per month from renting 2 rooms of our HDB flat. Plus another $1800 per month of other sources of passive income and from kids. Enough for me and my wife, we are both 67, retired. I hope the rental market remains strong and rents will keep rising as this is important source of our retirement income. Hope there is no oversupply of properties in the future.
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  #2505 (permalink)  
Old 19-06-2013, 07:54 PM
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no way to make it big.

do business is the only way to be rich.

my relative doing business in indonesia.. one month 70,000 from business.. he is in the top 50 list of entrepreneurs.. go star cruize every month with big shots and suppliers of course free drinks and booze..
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  #2506 (permalink)  
Old 20-06-2013, 10:42 AM
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Quote:
Originally Posted by Unregistered View Post
Earn 4100 per month as poly lecturer.
34 year old.
Poly lecturer just 4.1k at the age of 34.


Say u got $200 increment yearly, u only hit 8k after 20 years.
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  #2507 (permalink)  
Old 20-06-2013, 10:47 AM
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Quote:
Originally Posted by Football fan View Post
Feel bad after scrolling through the posts.

Earning around $42k (including bonus) p.a. as finance exec. ($3k pm)

37 yrs old with about 7 FT working experience.

Dont mind me asking but was considering jumping to poly and feeling how much to ask for.

Should I use $3.5k (p.a. amount divide by 12) or use the $3k (pm) as a benchmark to decide how much to seek for in jump?

Thanks, everyone!!

I would suggest u ask for 4k, they will sure nego with u.

With 7 yrs asking for 4k, u are consider "cheap" , your chances is quite high.
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  #2508 (permalink)  
Old 20-06-2013, 04:05 PM
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No worry, when there is no more grass in Singapore, can consider finding grass in Thai/Bali. $800K is more than enough for retirement there.


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Originally Posted by Unregistered View Post
That's why he said there will be no grass in S'pore in time to come - because many people eating grass now.

Anyway, the guy who is looking at retiring with $800K can do reality check using the CPF retirement calculator. It can give you a good gauge of how much a person needs to last his specified retirement years and I know $800K will not last long.
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  #2509 (permalink)  
Old 21-06-2013, 10:37 AM
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Quote:
Originally Posted by Unregistered View Post
29yo this year in the IT Industry

earning 53k per annual including bonus and benefit.

First job still, No promotion yet, should i change job?
Fastest way to increase your salary is job-hopping.

I am 39 now , just to share with u my past working experience.

1995 ($1050) With ITC, after ORD work as TSO in poly for 7mths
1996 ($1500) Left poly , work in small company
1998 ($3000) Jump to another small company
2004 ($4300) With diploma ,Jump to another small company
2007 ($4200) Join poly as TSO grade 4( yearly increment less than $150)
2010 ($5200) Join a median size local company

Currently, drawing more than 7k as a manager, car is included.

From my experience, job-hopping is the fastest increment.

Private sector is definately faster than stat-board as a non-degree holder.
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  #2510 (permalink)  
Old 21-06-2013, 10:55 AM
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Just to share my career:

2002 - Graduate with engineering diploma
2005 - Finish NS
2005-2007 - Join local company as shipping planner at 2.2k and left as snr planner with 3.9k
2007-2012 - Join high tech co as supply chain analyst at 4.5k and left as specialist with 8.1k, got a part time degree from SIM half sponsored by co while working there
2012-now - Join a consumer electronics co as regional data mgt specialist at 9.6k and now at 10.4k
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