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How much are you earning per annum?

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  #12681 (permalink)  
Old 19-09-2021, 10:57 PM
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Here is our retirement plan

Age 55, we will do this

1. Sell our fully paid condo at $1 million
2. Buy a four room resale HDB flat for $400k, fully pay in cash
3. We will spend for our retirement $40k pa or $400k over 10 years (from age 55 to 65) for me and spouse

Age 65, my spouse and I will get $4500 pm ($54k pa) combined from CPF Life

We will retire in about five years time
This is an excellent retirement plan. I think this is what many retirees do. They downgraded from private property to HDB flat to get cash so that they can retire. Most people live in HDB flats even those working. To downgrade is no big deal especially if it gives you freedom. You are making the right choice.

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  #12682 (permalink)  
Old 20-09-2021, 01:10 PM
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how is this relevant to the topic of annual earnings???
Some people need validation for their life, just like how people post photos of their life on social media to seek for likes. As long as they happy can liao.

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  #12683 (permalink)  
Old 21-09-2021, 02:49 AM
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Farming through the years; how does it look annualised salary per month:

In Finance/Accounting - Retail/Hospitality sector

ORD 2006, slack for 2 years, Graduated private degree 2010, slack for another 2 years.

2012-$2250 - Joined as a junior
2013-$2475
2014-$2815 - Salary bump to be >$2,500 so company does not need to pay OT.
2015-$3038
2016-$3263 - Promotion
2017-$3600 - Pay adjustment
2018-$5063 - Joined competitor
2019-$6188
2020-$8667 - Joined competitor
2021-$10667 - Joined competitor

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  #12684 (permalink)  
Old 21-09-2021, 12:07 PM
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Farming through the years; how does it look annualised salary per month:

In Finance/Accounting - Retail/Hospitality sector

ORD 2006, slack for 2 years, Graduated private degree 2010, slack for another 2 years.

2012-$2250 - Joined as a junior
2013-$2475
2014-$2815 - Salary bump to be >$2,500 so company does not need to pay OT.
2015-$3038
2016-$3263 - Promotion
2017-$3600 - Pay adjustment
2018-$5063 - Joined competitor
2019-$6188
2020-$8667 - Joined competitor
2021-$10667 - Joined competitor
Hospitality sector can get pay bumps last 2 years?
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  #12685 (permalink)  
Old 21-09-2021, 12:17 PM
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Hospitality sector can get pay bumps last 2 years?
Obviously talking rubbish la. Never kena fire already steal laugh.
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  #12686 (permalink)  
Old 21-09-2021, 02:10 PM
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Quote:
Originally Posted by Unregistered View Post
Farming through the years; how does it look annualised salary per month:

In Finance/Accounting - Retail/Hospitality sector

ORD 2006, slack for 2 years, Graduated private degree 2010, slack for another 2 years.

2012-$2250 - Joined as a junior
2013-$2475
2014-$2815 - Salary bump to be >$2,500 so company does not need to pay OT.
2015-$3038
2016-$3263 - Promotion
2017-$3600 - Pay adjustment
2018-$5063 - Joined competitor
2019-$6188
2020-$8667 - Joined competitor
2021-$10667 - Joined competitor

why would the last one be 10667? most places would have just rounded off to whole numbers 😆
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  #12687 (permalink)  
Old 21-09-2021, 08:32 PM
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why would the last one be 10667? most places would have just rounded off to whole numbers 😆
Probably during his offer stage, his basic was quoted on an annual basis - $128k. Pretty common.
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  #12688 (permalink)  
Old 21-09-2021, 09:26 PM
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Quote:
Originally Posted by Unregistered View Post
Farming through the years; how does it look annualised salary per month:

In Finance/Accounting - Retail/Hospitality sector

ORD 2006, slack for 2 years, Graduated private degree 2010, slack for another 2 years.

2012-$2250 - Joined as a junior
2013-$2475
2014-$2815 - Salary bump to be >$2,500 so company does not need to pay OT.
2015-$3038
2016-$3263 - Promotion
2017-$3600 - Pay adjustment
2018-$5063 - Joined competitor
2019-$6188
2020-$8667 - Joined competitor
2021-$10667 - Joined competitor
Goes to show loyalty is worth nothing. Just keep shopping around for offers.
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  #12689 (permalink)  
Old 21-09-2021, 10:02 PM
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Probably during his offer stage, his basic was quoted on an annual basis - $128k. Pretty common.
You missed the point. He is in the hospitality /retail sector which is eating **** right now. No way those increments are genuine.
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  #12690 (permalink)  
Old 21-09-2021, 10:51 PM
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This is an excellent retirement plan. I think this is what many retirees do. They downgraded from private property to HDB flat to get cash so that they can retire. Most people live in HDB flats even those working. To downgrade is no big deal especially if it gives you freedom. You are making the right choice.
True. Old retirees may also downgrade from their landed properties to a HDB flat. They get lots of cash. Very smart.
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