How much are you earning per annum?

Originally Posted by Unregistered

No cpf… but its not a big concern to me right now. Still ways off a bto anyway.

I think wait till 35 bid 2 room should be doable. Quantum lower also since you considered earning on the lower side.

Originally Posted by Unregistered

Did I give permission for SIM dog to stop posting?

No?

Then? Waiting for what?

Damn good dog - *whistles*, immediately cum fetch

Daily reminder, not allowed to run away until NUS BBA gives you permission hor?

Now, lai, doggy! *whistles* Cum fetch again! On your Master's command 😂😂

Originally Posted by Unregistered

I think wait till 35 bid 2 room should be doable. Quantum lower also since you considered earning on the lower side.

Can aim mature or only non-mature?

Call, cum. Damn good dog. Again! 😄

Originally Posted by Unregistered

Can aim mature or only non-mature?

You NUS Trainee right? I think just aim non-mature for now, dont be too ambitious. Must know where you stand. 2 room non-mature shld be your goal now.

[alex_lu]

Originally Posted by Unregistered

Seriously y'all very rich.

33, stat board, 52k pa. no investment, no hdb, no car.

i feel like a cockroach

Then you should have a proper financial planning, so 2 years later you can buy a HDB and have a meaningful life.

[eddy.wenjie]

Hi , I am Draftsperson(autocad & microstation) aged 40 and earning 38k PA. Actually i am seeking advice. I currently am pursuing specialist diploma in BIM management at SP.

i am unsure whether BIM is good choice in the futre?

We plan to retire at 55. When we reach 55, we will sell our property and downgrade to a cheaper property which we will pay in full cash. We will sell our condo at $1m and then buy a HDB flat at $500k. So we will have $500k cash to spend for our retirement from age 55 to 65. When we reach 65, we have CPF Life. Our annual expenses will not be high as we will cook our meals, do our own household chores, no car and we don’t like to shop for new stuff. We have lots of clothes which can last us for a long time. We enjoy a quiet and modest living.

Lai, again dog! *whistles* on my signal!😃

Originally Posted by Unregistered

We plan to retire at 55. When we reach 55, we will sell our property and downgrade to a cheaper property which we will pay in full cash. We will sell our condo at $1m and then buy a HDB flat at $500k. So we will have $500k cash to spend for our retirement from age 55 to 65. When we reach 65, we have CPF Life. Our annual expenses will not be high as we will cook our meals, do our own household chores, no car and we don’t like to shop for new stuff. We have lots of clothes which can last us for a long time. We enjoy a quiet and modest living.

Are you at the financial security, independence, freedom or abundance level?